Comments on: Large Financial Decision Ahead

By: DiDrEx

DiDrEx — Sat, 06 Jan 2007 20:21:30 +0000

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By: Hazzard

Hazzard — Thu, 30 Mar 2006 22:32:34 +0000

She doesn’t have a lot of experience with teaching but has enjoyed teaching piano to children. It is definitely a risk we’ve got to consider.

By: The Family CEO

The Family CEO — Thu, 30 Mar 2006 21:52:41 +0000

Has she had any experience teaching? Is it at all similar to what she’s done before? The reason I ask is that my main concern would be investing 36k in a career that she hasn’t had any experience with. It’s a different equation than, for example, someone who is currently teaching getting their master’s in education.

By: Financial Freedumb

Financial Freedumb — Sat, 25 Mar 2006 21:20:40 +0000

Everybody has their own tolerance levels…some people can go their entire lives doing something they don’t enjoy for money…on the other hand, some people would work for free for something they love…It’s really a very personal decision…Whatever that decision maybe, it looks like you guys are happy, and that’s what matters!

By: Steve Mertz

Steve Mertz — Fri, 24 Mar 2006 21:47:09 +0000

Good luck on whatever your heart tells you to do! Every once in a while you get lucky and work for a company that will pay the full cost of picking up a masters!

By: kabuki

kabuki — Fri, 24 Mar 2006 19:22:40 +0000

Things to consider if working for the school system.

If you have kids in school, your schedule is the same as theirs.
You get two or three weeks off at the end of the year.
You get spring break off.
You get the summer off.
Usually inexpensive benefits.
Stable employment.

My wife is the cafeteria mgr at our school system. She used to make six figures but we feel like being available for our kids is the most important thing. Working for the school system was the best fit for us.

By: Make Love, Not Debt

Make Love, Not Debt — Fri, 24 Mar 2006 18:51:25 +0000

Maybe you both shouldn’t look at it as purely a financial investment. Your wife’s happiness is not a stock or mutual fund that you “invest” in and see the vaule appreciate over time.

We both LOVE what we do, but as you can see on our blog we took a huge financial hit in order to be able to do it. Although it is financially tough at the beginning, being able to wake up and not feel like I’m apart of the “rat race,” and knowing that I won’t feel like that ever in my life is worth more than the loans we’re paying.

You wife can apply to be an assistant teacher. She’ll get paid (reduced salary, of course), and really figure out if that’s what she wants to do.

By: Big Cajun Man

Big Cajun Man — Fri, 24 Mar 2006 18:21:17 +0000

If she loves teaching, then what does money matter? Doing something you love is full payment, and the monetary side of things really doesn’t come into play.

How much does happiness cost? Does it pay dividends? Simple answers: Happiness is priceless and it pays dividends every day, every minute and every second .

Don’t worry about the monetary part, if it is what she loves to do. Be happy, and enjoy the fringe benefits.

–C8j

By: Todd

Todd — Fri, 24 Mar 2006 15:46:57 +0000

Teaching can easily burn a person out with the political aspect of it concerning parents. If she doesn’t like conflict or politics, she may have a tougher time dealing with it teaching than in some corporate job. Parents can, and are, the most difficult to deal with. I think this makes the risk factor more concerning the investment, since it is also an investment of time and money.

By: Hazzard

Hazzard — Fri, 24 Mar 2006 15:35:48 +0000

We’ve talked about lots of options but it’s the teaching that she has expressed the most interest in. One of the big reasons is so that her schedule aligns to our daughter’s and so that she can have summers and holidays off with her too.

The payback would be a little less than 7 years, but the pay increases aren’t much different than the pay increases she would get in another job, so I don’t think I’d count that towards payback. (It would probably be pretty consistently a $4000 difference year over year)