As I was sitting here navigating the social security website trying to figure out whether my mom is entitled to some of my father’s social security benefits, it occurred to me that maybe someone out there has had some experience with this situation and might have some suggestions.
- Situation:
- Father: 67
- Mother: 62 and still working
- Father was receiving social security benefits (no retirement or pension income)
From what I can gather, my mother is entitled to a $255 death benefit and is also entitled to some level of my father’s social security benefits. It looks like she’ll get a reduced amount because she is younger than 65 and is still working. If this is the case, it would be the difference between just sneaking by on her income/expenses to having a little wiggle room. The best information I could find was at: http://www.ssa.gov/pubs/deathbenefits.htm .
Anyone have any experience in this area?
Thanks!!