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	<title>Comments on: Lowered our HELOC Rate</title>
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	<link>http://www.everybodylovesyourmoney.com/2007/11/21/lowered-our-heloc-rate.html</link>
	<description>Living for today - Planning for Tomorrow</description>
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		<title>By: Austin Mortgage Broker</title>
		<link>http://www.everybodylovesyourmoney.com/2007/11/21/lowered-our-heloc-rate.html/comment-page-1#comment-116677</link>
		<dc:creator>Austin Mortgage Broker</dc:creator>
		<pubDate>Sun, 09 Dec 2007 21:42:42 +0000</pubDate>
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		<description>I did the same thing with my credit card and it worked nicely. I simply said that I have been a long time customer and had much better offers from competiting banks.  The customer service rep spoke with her boss, and they were able to lower my interest rate.  I was very happy as I really didn&#039;t want to open up a new line of credit just before buying a new home.

Jason
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		<content:encoded><![CDATA[<p>I did the same thing with my credit card and it worked nicely. I simply said that I have been a long time customer and had much better offers from competiting banks.  The customer service rep spoke with her boss, and they were able to lower my interest rate.  I was very happy as I really didn&#8217;t want to open up a new line of credit just before buying a new home.</p>
<p>Jason</p>
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		<title>By: Jerry</title>
		<link>http://www.everybodylovesyourmoney.com/2007/11/21/lowered-our-heloc-rate.html/comment-page-1#comment-114482</link>
		<dc:creator>Jerry</dc:creator>
		<pubDate>Fri, 23 Nov 2007 16:16:06 +0000</pubDate>
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		<description>Good for you!!  I do this whenever I have made a payment late on my credit card.  We have all of our credit card on 0% or very low interest.  There have been a couple of times when we&#039;ve made a late payment which will affect the interest.  In one case, they wouldn&#039;t budge so I took our business elsewhere.  Just like you said you would!  We were late on another card (the one we&#039;d transferred the previous account to) and they worked with us.  We were thrilled.  Calling every time isn&#039;t insurance that it&#039;ll work out for your but it could lead to good things if you try!

Jerry
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		<content:encoded><![CDATA[<p>Good for you!!  I do this whenever I have made a payment late on my credit card.  We have all of our credit card on 0% or very low interest.  There have been a couple of times when we&#8217;ve made a late payment which will affect the interest.  In one case, they wouldn&#8217;t budge so I took our business elsewhere.  Just like you said you would!  We were late on another card (the one we&#8217;d transferred the previous account to) and they worked with us.  We were thrilled.  Calling every time isn&#8217;t insurance that it&#8217;ll work out for your but it could lead to good things if you try!</p>
<p>Jerry</p>
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