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	<title>Comments on: Blew A Little Money Today</title>
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	<link>http://www.everybodylovesyourmoney.com/2008/01/23/blew-a-little-money-today.html</link>
	<description>Living for today - Planning for Tomorrow</description>
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		<title>By: wayne</title>
		<link>http://www.everybodylovesyourmoney.com/2008/01/23/blew-a-little-money-today.html/comment-page-1#comment-124757</link>
		<dc:creator>wayne</dc:creator>
		<pubDate>Sat, 26 Jan 2008 19:36:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.everybodylovesyourmoney.com/2008/01/23/blew-a-little-money-today.html#comment-124757</guid>
		<description>I was able to try out a WII recently and it was fun..my girls, 6 and 4 enjoyed it and wonder if we can get one now...ugh...we enjoyed the sports games which I guess comes with it (?)  tried out some other games but not that fun, nothing like playing tennis and boxing.  

As for the rate, I am in process of refinancing from my optional ARM (7.85%) to a fixed rate of 5.5%.  Initially got 5.75 but then when the rate was cut, was able to get to 5.50 with no points.  Happy with that and now have piece of mind and out of the ARM.</description>
		<content:encoded><![CDATA[<p>I was able to try out a WII recently and it was fun..my girls, 6 and 4 enjoyed it and wonder if we can get one now&#8230;ugh&#8230;we enjoyed the sports games which I guess comes with it (?)  tried out some other games but not that fun, nothing like playing tennis and boxing.  </p>
<p>As for the rate, I am in process of refinancing from my optional ARM (7.85%) to a fixed rate of 5.5%.  Initially got 5.75 but then when the rate was cut, was able to get to 5.50 with no points.  Happy with that and now have piece of mind and out of the ARM.</p>
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		<title>By: WorkingMom</title>
		<link>http://www.everybodylovesyourmoney.com/2008/01/23/blew-a-little-money-today.html/comment-page-1#comment-124666</link>
		<dc:creator>WorkingMom</dc:creator>
		<pubDate>Sat, 26 Jan 2008 11:04:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.everybodylovesyourmoney.com/2008/01/23/blew-a-little-money-today.html#comment-124666</guid>
		<description>Mortgage rates in the past 2 days have gone through the floor.  Just applied to refi our 30 year fixed mortgage @5.875% as a 15 year FIXED mortgage @ 3.875% (yes, that&#039;s a three).  This will increase our payment by only $150-200 a month (very do-able), allow us to pay off our house by the time DS goes to college &amp; we retire, and helps reduce the sting of any AMT related loss down the road as we&#039;re right now on the cusp of getting nailed there.

Now, the 3.875% is with taking 2 (still deductible) points that have us outlaying about $4600 which is also quite do-able upfront.  When we looked at published rates on the website they&#039;re only in the high 4% - 5% so my advice is call your bank this week, and a few other lenders (Citi&#039;s also got kick-butt rates, though not as good as our CU), and ask what the rate would be if you take (and can take) points. These rates won&#039;t last more than a week or so I think b/c they&#039;re breathtakingly low for fixed.</description>
		<content:encoded><![CDATA[<p>Mortgage rates in the past 2 days have gone through the floor.  Just applied to refi our 30 year fixed mortgage @5.875% as a 15 year FIXED mortgage @ 3.875% (yes, that&#8217;s a three).  This will increase our payment by only $150-200 a month (very do-able), allow us to pay off our house by the time DS goes to college &amp; we retire, and helps reduce the sting of any AMT related loss down the road as we&#8217;re right now on the cusp of getting nailed there.</p>
<p>Now, the 3.875% is with taking 2 (still deductible) points that have us outlaying about $4600 which is also quite do-able upfront.  When we looked at published rates on the website they&#8217;re only in the high 4% &#8211; 5% so my advice is call your bank this week, and a few other lenders (Citi&#8217;s also got kick-butt rates, though not as good as our CU), and ask what the rate would be if you take (and can take) points. These rates won&#8217;t last more than a week or so I think b/c they&#8217;re breathtakingly low for fixed.</p>
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		<title>By: Traciatim</title>
		<link>http://www.everybodylovesyourmoney.com/2008/01/23/blew-a-little-money-today.html/comment-page-1#comment-124152</link>
		<dc:creator>Traciatim</dc:creator>
		<pubDate>Thu, 24 Jan 2008 12:02:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.everybodylovesyourmoney.com/2008/01/23/blew-a-little-money-today.html#comment-124152</guid>
		<description>My daughter and son (6 and 3) both really enjoy it. We have 4 controllers for when friends come over. Though not many of the games we play are very serious, mostly things like Mario Party 8, and I was impressed when we rented Thrillville: Ride the Rails, it&#039;s minigames were pretty well done. 

I don&#039;t think I&#039;ll be buying an XBOX360 or PS3 (well, not a PS3 since Sony is evil). I&#039;ve got all the fun in a console that&#039;s trying to stand out rather than just trying to out graphic the competition.

Plus, my daughter kicks the crap out of me in Bowling. It&#039;s not too often an experienced Atari generation person can play with a 6 year old and be on pretty even footing.</description>
		<content:encoded><![CDATA[<p>My daughter and son (6 and 3) both really enjoy it. We have 4 controllers for when friends come over. Though not many of the games we play are very serious, mostly things like Mario Party 8, and I was impressed when we rented Thrillville: Ride the Rails, it&#8217;s minigames were pretty well done. </p>
<p>I don&#8217;t think I&#8217;ll be buying an XBOX360 or PS3 (well, not a PS3 since Sony is evil). I&#8217;ve got all the fun in a console that&#8217;s trying to stand out rather than just trying to out graphic the competition.</p>
<p>Plus, my daughter kicks the crap out of me in Bowling. It&#8217;s not too often an experienced Atari generation person can play with a 6 year old and be on pretty even footing.</p>
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