Archive for May, 2009

Buy the Freezer or Don’t Buy the Freezer? That is the Question

By Hazzard - Last updated: Sunday, May 31, 2009

For the last couple months I’ve been dealing with indecision on whether I should buy a small chest freezer for the garage. The only freezer that we have is the small space that our main fridge in the kitchen has devoted to freezing our food. We’ve been able to get by with this amount of [...]

Credit Card Deadbeat Customers About to Get Hit

By Hazzard - Last updated: Tuesday, May 19, 2009

There is an interesting article in the New York Times this morning about the recent moves to control the exorbitant fees that credit card companies charge their customers. While this is probably the right thing to do it does have some ramifications for someone like me. I’m what’s termed a Deadbeat. I use my credit [...]

If You’ve Recently Lost Your Job, You May Get Prescription Drugs for Free

By Hazzard - Last updated: Thursday, May 14, 2009

Pfizer will be offering approximately 70 of their prescription drugs for free to people who have recently lost their jobs and have been taking Pfizer drugs for at least 3 months. The program will provide the drugs for up to 1 year or until you get new health insurance. For more information about the program [...]

Advanta Cuts off ALL New Lending on Credit Cards

By Hazzard - Last updated: Wednesday, May 13, 2009

Interesting article that highlights the risks that many of the credit card companies are facing. Their default rate is skyrocketing and they are having to retrench and stop lending additional money to try to preserve capital. People have been talking about the next wave of defaults being in credit cards. Apparently Advanta is one of [...]

Our Frugal Friend is Happy and Very Wealthy But is it Balanced?

By Hazzard - Last updated: Saturday, May 9, 2009

Over the last couple of years we’ve developed a friendship with an older man that owns a number of homes out near our lake house. He is retired and lives off of rental income from approximately 15-20 rental homes he owns. Fred still owns every house he’s ever purchased. The majority of these rentals are [...]

TrueCar is a Great Site to Show You what People are Really Paying for Cars

By Hazzard - Last updated: Monday, May 4, 2009

A friend of mine saw this site and sent me the link. I’m guessing he might have seen it on Lifehacker and sent me the link. TrueCar lets you see what people are actually paying for cars. You can see invoice, MSRP and then actual dealer cost. (Invoice cost is usually not the true dealer [...]

How Should I Balance my Wants Vs My Desire to Save for the Future?

By Hazzard - Last updated: Friday, May 1, 2009

I received a comment from “Clear Minded” yesterday on my post about what smart phone I should consider purchasing that is well worth pointing out and discussing further. Here is the comment: “Your blog is confusing to me. You’re thinking about purchasing an extra home, getting an ATV, you’d rather take your car to the [...]

John Mac, Nissan Marketing Manager Wants to Give me Millions!

By Hazzard - Last updated: Friday, May 1, 2009

I must be the luckiest guy in the world. I just received yet another opportunity to receive millions of dollars in free money. You can bet I’ll be following up to find out how much of my own money I need to transfer in order to get access to these funds! (Why are people still [...]