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October 2011
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Mortgage Rates Fall Below 4% For First Time

Amazing.  I never thought I’d see a 30 year mortgage rate below 4%.  It’s an amazing time to buy or refinance a home if you meet all the latest criteria.  You know, have a job, have 20% equity in a home (refinance), have a 20% down payment, have a high credit score and the list [...]

Banks Suing For Remaining Mortgage Balance on Foreclosed Homes

As we’ve been living through the foreclosure mess of the last few years, I haven’t heard all that much about the banks going after homeowners for remaining balances on a mortgage once the foreclosure and sale of the property has taken place.  This appears to be on the incline and there is a whole new [...]