Well, as many of you might know, I’ve been spending an embarrassing amount of time mulling over the purchase of a new car. Not because we REALLY need one, but rather because I got a wild hair in the very southern region of my back. I had been secretly searching through all the online used car aggregators (Traderonline, Dealernet, cars.com etc) looking to see what
Personal Finance Mentoring
What a day! It all started when I had to wake up at 4:45 this morning. I had to be in the office at 6:00 am and then be in our VP’s office at 6:30 to give a presentation. Needless to say, I was a bit tired. Later in the day, I had a conversation with a young guy (20) who asked me a question
Isn’t it Ironic
This morning I was reading some of my normal PF blogs and saw a couple posts about “The Number”. It’s a book by Lee Eisenberg. So, the comments I left basically said, “I was offered a free book called The Number but I haven’t received it yet. Guess what showed up this evening. So, now I have a little pressure to actually read it. Not
Dear Interest Rate Man. Please RAISE it Some More!
Well, the articles on interest rates and variable rate mortgages are starting to flow pretty heavily now. I guess that’s to be expected. If you recall some of my previous posts about variable rate mortgages during the lowest interest rate period in 40 years, I was questioning if variable rate mortgages were the right decision for people. A lot of people got them. Not only
The Things I Worry About
I worry a lot. I suppose that’s one of the reasons that I save. There is too damn much uncertainty in the world. There is not a very big part of me that wishes I’d been born one generation earlier, but there is a little. I mean hell, One generation ago they didn’t have: -Personal computers -Ipods -Microwaves -Cellular phones -Cruise control -Our level of
Nothing Smart to Say
I was going to try to say something smart tonight but I realized that I let my company suck all the words out of me today. I guess I’ll just sit here and seek out other’s words. On a separate note, I did get another raise. (Second one in 2 months). Last time was a 10% raise. This time it’s another 5%, although it may
Emigrant Has My Money!
Since I’m a follower and try to emulate people that are doing good things, I opened an Emigrantdirect account. I funded it with $5000 that I had sitting in my savings account at my credit union. The day after I started the process I read a post that said I may want to consider funding it with just a little bit of money until I’m
You Know Something? I’m Pretty Lazy!
Thank god you can still become a millionaire if you are lazy. It’s going to take me a little longer than I’d like, but I’m on track. Lately, I’ve been trying to come up with some alternate sources of income. The “passive” income that so many of the PF bloggers out here talk about. The appeal of earning money while I’m sleeping is just too
NetworthIQ Coming Along Nicely
Those guys over at NetworthIQ (assuming they are “guys”) are making good progress. Not only can you input your net worth and make it public or private, but you can also now compare your networth with others that have made their profiles public. You can sort by:AgeIncomeEducationOccupation You can also view the most popular, and highest net worth individuals. Good stuff. The more we can
Want to Know if you are Wealthy?
JLP over at Allthingfinancial has a great post that tells you how to calculate your net worth based on a formula from “The Millionaire Next Door”. When I read this book, I ran the calculation (years ago), but had since forgotten it. Low and behold, I saw JLP’s post and ran the numbers now. I’m officially wealthy! That really makes me feel like things are