It’s important for everyone to secure their finances and make sure that they’re safe from wastage by coming up with a budget. Sometimes, however, simply creating a budget may not be enough. This is especially the case when it comes to making big expenditures. To have a good outcome, it’s advisable for you to consult with an expert first. Read on to see three benefits
5 Luxuries I Used To Think Were Necessities
As a personal finance writer, my opinions about money and budgeting are always evolving. I read a lot of financial blogs and watch videos about saving money in my free time. Recently, I’ve become interested in no spend challenges. I participated in No Buy January and ended up loving the challenge so much that I want to continue through at least the end of February.
How to Avoid Overspending On Your New Year’s Resolutions
Now that the new year is finally here, you’re ready to tackle your resolutions and make 2023 your best year yet. However, your eagerness to keep your resolutions could cause you to overspend and bust your budget. According to a 2018 survey, 40% of people who made a New Year’s resolution spent between $100 and $500 to achieve it. About 14% of goal setters spent
4 Reasons You Need to Take Your Time When Making Large Purchases
No matter what you’re buying, a large purchase can be stressful. Sometimes they are fun as well, such as when you’re shopping for a vacation or a new car. Other times, it is an expense you would rather not deal with, but it is necessary. It is important not to be impulsive when you make a purchase that will hit your budget hard. Here are
7 Tips for Financing Braces for Your Child
If you have children, you’ll need to get them dental care at some point in their childhood. Up to half of all children require orthodontic care. Braces aren’t cheap, so it’s important to find the best ways to save up for your child’s dental care and find the best financing options available. Below are some of the many tips you can use to finance braces
Is Being a Minimalist Costing You Money?
Previously, I’ve written about the ways that being a minimalist can save you money. Practicing minimalism can help you buy less, stay organized, and give you the mental clarity you need to focus on your financial goals. Decluttering may also make it possible to downsize to a smaller home or apartment to save money. But there are also some downsides to minimalism that are worth
Is Social Media Bad For Your Finances?
Like most other millennials, I’m an avid social media user. My favorite social media sites are Reddit, YouTube, and TikTok, which I just discovered a month ago and haven’t been able to put down since. I’ve been scrolling through TikTok for an hour before bed and have mainly watched interior design clips. I’ve noticed that consuming lots of decorating content on TikTok has made me
The 5 Best Ways to Save on Your Home Renovation Projects
One of the first things you do when planning a home renovation project is decide how much money you can spend on the project. Staying on a budget becomes a very big focus from the start. There are ways to save on your home renovation project that will keep you on budget and may help you to save some money. These five ways can help
How to Live Like a Celebrity On a Budget
We all want to live and look like our favorite influencers and celebrities. Unfortunately, most of us don’t earn enough money to go on fancy vacations and wear the latest designer fashions. But luckily there are ways to indulge your expensive taste on a budget. Here are some tips I use to inject a little luxury into my lifestyle without breaking the bank. Train Like
6 Things I Won’t Cut Back On To Save Money
In order to save money, you have to exercise financial discipline and eliminate some luxuries. It probably isn’t possible to meet aggressive financial goals while ordering takeout every night and shopping on Amazon all the time. I’m willing to live a simple, modest lifestyle to have financial security. But there are some things I won’t do to save money because they’re too much of a