Disclosure

(These policies were last updated September 27th, 2012)

EverybodyLovesYourMoney.com (otherwise known as “ELYM.com”) is a personal blog. For questions about this site, please contact us here.

In accordance with FTC guidelines, we state that we may have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Disclaimer

This site and its contents are in no way to be construed as personalized advice. The contents represent individual opinions. Any information you use from this site is used entirely at your own risk, and the site owners and operators specifically disclaim all warranties, express, implied or statutory, regarding the accuracy, timeliness, and/or completeness of the information contained herein, as well as its suitability to any particular need. Please seek the services of professional advisers to address your individual needs.

Privacy Policy

ELYM.com takes online privacy very seriously, and strives to protect the privacy of the users of our websites and those who subscribe to our services. We will not rent, sell, lease, or give away any of your personal information. Additionally, here are policies regarding other parts of this website.

RSS Subscriptions: This website records information about how people access our RSS feeds, but does not collect any personally identifying information from or about our RSS subscribers.

Cookies and web beacons: Third parties (including advertising services) may be placing and reading cookies on your browser in the normal course of providing services to this website. Some services on this site also may use web beacons (tiny small transparent images) to collect information in the course of providing services to this website. Your web browser should have options to manage cookies should this be desirable. Consult your browser’s help section for information on viewing, setting, and changing these options.

Google and the DoubleClick DART Cookie: Google, as a third party vendor, uses cookies to serve ads on your site. Google’s use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Collection of non-personally-identifiable information by third parties: Third parties (including advertising services) may be placing and reading cookies on your browser in the normal course of providing services to this website. Some services on this site also may use web beacons (tiny small transparent images) to collect information in the course of providing services to this website. Your web browser should have options to manage cookies should this be desirable. Consult your browser’s help section for information on viewing, setting, and changing these options. We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.

E-mail Subscriptions: This website’s feed services collect the e-mail addresses of individuals that subscribe to our RSS feed via e-mail. Individual information about subscribers to this website’s feed is held in strict confidence; we will not release or disclose any specific subscriber information under any circumstances, unless required by law. Aggregated information stripped of any personally identifiable information may be disclosed.

Web Server Traffic: This website records information about how people access this website. This includes things such as your IP address (or DNS), your browser, and your operating system. We do not and will not use this information to track down any personally identifiable information about you, unless required by law.

E-mail: E-mail sent to the site either through the contact form or directly to the owner in connection with this site is considered property of this site, and questions or tips may be published at the owner’s option. In such cases, this website will not disclose any personally identifying information, unless required to by law.

Comments: Comments submitted to this website are the responsibility of the commenter. We reserve the right to remove or edit comments at our discretion. Site URLs (if provided) are published along with comments. E-mail addresses are required with the submission of comments but are not disclosed, unless the commenter deliberately does so him/herself by entering the e-mail address in the main comment box in addition to the box clearly labeled for the e-mail address.

External Links: The web site contains links to other websites not owned by the owner of this website. We will not, and cannot, control how your personal information is used on these other websites. Consult the privacy policies of the linked websites to see how they use your information.

Disclosure Policy

It’s also important to note that this blog accepts forms of cash advertising, sponsorships, paid insertions, or other forms of compensation.

The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

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