Although becoming a one car family isn’t possible for everyone, if you can manage it, you’ll save a ton of money. Owning one vehicle is expensive, let alone two or three. Between maintenance and insurance, your spare car could be costing you hundreds of dollars per month. If you could save that money or use it to pay down your debt instead, you’d be able
Paying Off Debt Even With a Low Income
Figuring out how to pay off debt can be a serious challenge, especially if you have a low income. But it’s totally possible and with a lot of work, patience and dedication you can definitely get yourself out of debt. Here are some of the best tips I’ve ever received about paying off debt: Get Real With Your Finances Take some time to actually sit
Financial Goals You Need To Set Today
The new year is around the corner and not only is it time to budget, but it’s time for setting financial goals that you can not only accomplish but will put you in a better financial position overall. Financial goals, much like any other type of goal, can get out of hand really quickly. It’s a short jump in your mind from “I want to
How to Save $100 a Day
So you’ve committed to saving money as aggressively as you can. Perhaps you have a short-term goal you’re chasing. Whatever the reason, if you’re going to figure out how to save $100 a day, you’re going to need a game plan. Is a goal like this even attainable? It’s a fair question. You can’t go pluck a ripe $100 bill from a money tree every morning while your
5 Ways to Motivate Yourself On a Debt Free Journey
My debt free journey looked very similar to a mudslide until 2011. I was recently married and a graduate of Financial Peace University. The tools in that class helped my husband and I gain traction, change some habits, live on less, and pay off debt faster. In November of 2012, we conquered our final credit card payment and stared at one another in shock. “Did
5 Ways to Chop Debt by the Hundreds This Month
Are you paying monthly payments that make your eyes cross and you just wish you could chop debt faster? If you’re interested in making a good chunk of change this month, then here is a brief list of ways to make that happen. First, let’s cover some ways I wouldn’t recommend you find cash fast. Don’t make a cash advance on your credit card. Not everyone