Many people are currently facing unemployment. While the world is starting to reopen, we’re still seeing large job losses, a lack of jobs available and overall a ton of people at home without a job. And even those that need it most can still come face-to-face with a denied unemployment claim.
Three Main Reasons You Might Have a Denied Unemployment Claim
Just because it’s available, doesn’t mean that everyone qualifies to file for unemployment. While anyone can file a claim, some of them actually come as denied and oftentimes we don’t know why. There are four main reasons that were going to go over for why you might have a denied unemployment claim.
But, before we go over them, it’s important to note that I’m not a specialist in this area (like, not at all) so you’ll want to check with your state regarding how to qualify, apply and obtain unemployment benefits.
#1. You Don’t Meet the Income Requirements
One big reason that you might find yourself with a denied unemployment claim is because you didn’t meet the basic income requirements as determined by your state. While these rules are state-by-state, each state requires you to meet a base income to qualify.
For example, if you’re filing an unemployment claim for July 2020, your state will take a peek at your income for the earliest four of the five complete calendar quarters for the year that you are applying. That means they’ll be looking at your income July 2019 to June 2020.
During the qualification period you will have to meet whatever the income requirement is set out by your state.
#2. You Might Not Be Covered
Not everyone is covered for unemployment benefits. A great example of this is people who are self-employed, many of which do not have benefits that include unemployment. Therefore, when it comes time to claim unemployment they often cannot.
#3. You Were Fired
Getting fired can be dicey. Many states allow you to collect unemployment if you’re fired, so long as the reason you were fired wasn’t intentional. That said, if you were fired for serious misconduct you might find yourself facing a denied unemployment claim.
#4. You Quit
When it comes to quitting a job, you will most likely have a denied unemployment claim if you quit your job for a reason that your state deems without good cause.
While it definitely depends state-by-state what a good cause is, some examples might be your work conditions were unsafe. Many states require you to quit for reasons strictly related to work but a few of them will provide you unemployment for special circumstances personal reasons like domestic violence.
What can you do?
If your unemployment claim is denied, there might be action for you to take. Check in with your state to see if there is any sort of appeals process that you can take part in.
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