Living for today - Planning for Tomorrow
You turn off the lights when you leave a room, shut your air conditioner off if you’re not home, and try to conserve water. So why are your utility bills so high? Even if you use energy responsibly, these common culprits of high utility bills can still drain your bank account. Here are five hidden causes of expensive power bills and what you can do
If you’ve noticed that you’re spending more than ever on gas and groceries, you’re not alone. Over the past year, consumer prices have increased by 5.4%. Annual inflation usually sits at around 2%, so this is a big change for all of our budgets. Although wages have been increasing in many industries due to labor shortages, experts say that they may not be rising fast
If you love animals and want to turn your passion into a business, you may be wondering how to start a pet insurance company. The insurance industry is highly regulated, which can make launching this type of company a challenge. You’ll need to do a lot of research and possibly pull together a large amount of capital to make it happen. But if you’re ready
If you don’t have enough room in your budget to go away this summer, that doesn’t mean you can’t have a great vacation. Staycations are an alternative to regular trips that allow you to save money while still having tons of fun with your family. Believe it or not, I actually prefer staycations to going away. When I take time off from work, I use
It seems like a new must-have device comes on the market every day. If you’re always buying the latest and greatest gadgets, you probably have a bunch of unwanted devices laying around. Instead of letting them collect dust in your closet, here are some ways to make money from old devices you no longer use. 4 Ways To Make Money From Old Devices Trade Them
This year many retailers have had sales to compete with Amazon’s Prime Day. These blowout sales have helped me get some pretty great deals on furniture to finish decorating my home. But in order to snag the best prices, I’ve learned that you have to do your research. Unfortunately, not every sale is as good as it first appears. Sometimes stores artificially inflate the retail
If you’ve ever seen an old advertisement from the 1800s, it probably contained some pretty outlandish claims. Companies used to say that their products cured diseases, made you attractive, and more. But now there are limits on what businesses can say about their products and services. The government has passed consumer protection laws to prevent businesses from deceiving potential customers. So if you believe you’ve
My partner and I have finally set a date for our wedding. We’re planning to get married in October of this year and couldn’t be more excited. But instead of having the customary big celebration, we’ve decided to exchange vows in a park. Here’s why we’re opting for a small, low-cost gathering instead of a huge party at a banquet hall. Weddings Cost a Ton
Dollar bills go through vending machines, sit in wallets, and change hands many times throughout their circulation. This can cause them to lose their crisp appearance and get creased, worn, and folded. On average, a dollar bill only lasts for about 21 months before it needs to be retired. If you have some crumpled-up cash that looks like it’s seen better days, you may be
Studies have shown that money is the number one reason couples fight, and my partner and I are no exception. I’m a natural saver while my other half is a bit of a spender. This caused quite a few disagreements when it came time to combine our finances. But after a lot of communication and compromise, we’ve come up with a financial plan we’re both
