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The House Payment Works Today — What Happens When the Roof, HVAC and Water Heater Don’t?

Evan Morgan

A mortgage payment can fit comfortably into a household budget right up until the house starts sending bills of its own. A failing roof, aging HVAC system, or leaking water heater can turn an affordable month into a five-figure problem surprisingly quickly. This is why home maintenance costs deserve the same attention buyers give principal, interest, taxes, and insurance. The danger is not that every

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