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Fannie Mae Says Roofs Must Be Insured, But Not Necessarily at Replacement Cost
A roof still needs insurance if a home has a Fannie Mae-backed mortgage, but Fannie Mae has changed an important detail: the roof no longer needs replacement cost coverage under its updated property insurance requirements. That distinction could matter when homeowners review policies, compare premiums, or discover that a cheaper policy pays for an aging roof differently than expected. The change appears in Fannie Mae’s
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