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March 3, 2021 by: Vicky Monroe

How to Make Money by Sharpening Knives

Make Money by Sharpening Knives

Did you know that you can make money by sharpening knives?  Knife sharpening is a great side hustle because there’s a lot of demand for it. Everyone has knives in their kitchen, but very few people know how to sharpen and maintain them properly.   Many businesses also use knives and shears, including hair salons, restaurants, tailors, and print shops. If you land a few recurring

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February 24, 2021 by: Vicky Monroe

Top 3 Purchases I Regret The Most

Top 3 Purchases I Regret The Most

I mull over purchases for months before I make them and research most of the products I buy thoroughly. But I’ve still made some financial mistakes and have bought a few things over the past couple years that I regret.  Here are the top 3 purchases that have given me the most buyer’s remorse and the lessons I’ve learned from wasting my money on them. 

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February 17, 2021 by: Vicky Monroe

Can Being Competitive Lead to a More Successful Life?

Does Competitiveness Lead to Success?

It’s common knowledge that competitiveness leads to success.  Some of the most accomplished people of our time like Steve Jobs were known for being hyper-competitive perfectionists. Ambitious people go far in life because they’re always trying to be the best version of themselves. They don’t accept failure and have the level of motivation necessary to achieve their goals.  To encourage you to embrace your competitive

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February 10, 2021 by: Vicky Monroe

4 Budgeting Tips for Your First Apartment

Why Budgeting for First Apartment is Important

Moving into your first apartment is an exciting time in your life. You’re striking out on your own and getting a space that’s all yours. But renting and budgeting for a first apartment is a big financial responsibility, and there are lots of hidden costs you may not think about. It’s important to plan and save for all of those expenses so you don’t end

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February 3, 2021 by: Vicky Monroe

Going Vegan Cost Me a Lot of Money, But I Don’t Regret It

Going Vegan Cost Me Money But I Don't Regret It

One of the main reasons people say they can’t go vegan is because it’s too expensive, which I completely understand. My partner and I spend about $600 on groceries every month because of my special diet, which is far more than we’d like to pay.  The staples of a vegan diet—rice, beans, pasta, veggies, and fruits—are some of the cheapest items at the grocery store.

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January 27, 2021 by: Vicky Monroe

How I Buy Nice Things on a Budget

How I Buy Nice Things On a Budget

My partner and I live on one of our incomes and save the other, which doesn’t leave tons of room in our budget for splurges. But by purchasing items secondhand and waiting patiently for sales, I’ve been able to treat myself to designer clothes and handbags without breaking the bank. Here are some of my best tips on how to buy nice things without going

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January 20, 2021 by: Vicky Monroe

5 Financial Benefits of Being a One Car Family

Financial Benefits of Being a One Car Family

Although becoming a one car family isn’t possible for everyone, if you can manage it, you’ll save a ton of money. Owning one vehicle is expensive, let alone two or three. Between maintenance and insurance, your spare car could be costing you hundreds of dollars per month.  If you could save that money or use it to pay down your debt instead, you’d be able

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January 13, 2021 by: Vicky Monroe

4 Productive Things to Do on MLK 2021

What are some things to do on MLK 2021?

Because the pandemic is keeping many of us inside this holiday weekend, it can be difficult to come up with productive things to do on MLK 2021. The volunteer events you attended in past years may be cancelled due to the coronavirus. Maybe you were even planning a trip to a museum with exhibits about the Civil Rights Movement, but no longer feel safe going

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January 6, 2021 by: Vicky Monroe

How I Overcame My Guilt About Spending Money

How To Avoid Feeling Guilty for Spending Money

If you’re a financially responsible person who’s trying to save and invest as much of your income as possible, it’s easy to overcorrect and become too frugal. This may cause you to feel guilt over spending money instead of saving it, even if you’re buying something you need.  For most of my life, I’ve struggled with anxiety over spending money, but have managed to overcome

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December 30, 2020 by: Vicky Monroe

How I Avoid Lifestyle Creep

Avoid Lifestyle Creep

As your income increases, it’s natural for your spending to go up. But when you secure a big promotion, it’s important not to let your purchasing habits get out of control. If you loosen your belt too much, you might end up neglecting your other financial goals like saving for retirement. To help you avoid lifestyle creep, here are four of my best tips.  Save

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