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Your Credit Card Limit Was Cut — Here’s Why It Can Happen Even If You Never Missed a Payment

Brandon Marcus

Your credit card limit can shrink even when every payment has landed on time, and that surprise can feel like the financial equivalent of someone moving the goalposts overnight. A card with a $10,000 limit can suddenly show a $5,000 limit, leaving the account holder wondering what went wrong and whether the issuer somehow discovered a secret financial crime involving an ill-advised online shopping spree.

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