Living for today - Planning for Tomorrow
There really is one born every minute. I am referring to financial strategies that promise quick and easy riches. The question is, do any of them work? Also, how would you know? Most of these schemes cost money. In many cases, the cost is quite high. Instead of schemes, let’s just call them scams. They do not exist to help you get rich quick. They
The Christmas season is upon us and it’s time to start thinking about gift shopping. If you really want to get a leg up on the game, I highly recommend you start early Christmas shopping. Beat the crowds, get the perfect gifts and save yourself a bit of cash—here are a few reasons you should start early Christmas shopping. 5 Reasons for Early Christmas Shopping
If you look at financially successful people, you’ll often find one trait in common: self-discipline. It takes a great deal of self-discipline to be successful in any endeavor. That makes finding the best practices to increase self-discipline important. One thing that I’ve noticed over and over is that improving your discipline in one area of your life often spills into every other area. If you
We all know that someone who keeps asking for money and they’re a total nightmare to deal with. Don’t get me wrong, there’s not an issue with helping someone out when they’re in a pinch if you’re comfortable with it and can afford it yourself—though it is important to note that in no case do you have to give someone money. But we’re not talking
Cats are much fussier eaters than dogs, which is why deciding whether to make your own cat food might be more complicated than taking the plunge into cooking for Fido. You might not save as much money making your own cat food as you would if you were preparing meals for a dog, simply because cats are much more carnivorous. However, feeding your cat dry
Saving is a crucial part of your financial future. But we tend not to save just for the sake of saving (not that it would be bad if we did), instead, we have a tendency to save up for things that we want in our future or situations that we know we’ll require additional funds for. It’s hard to sit here and tell you what
In the past year, there have been a few online secondhand clothing shops that have caught my eye. I’m one of those people that always purchase my clothing secondhand and love to shop online I’ve been trying them out. Which is why I’m writing this Schoola review. To be honest, my reviews are mixed. There are a couple of online consignment shops that I absolutely
Let’s be honest, paying bills is one of the least sexy parts of being an adult but it’s a necessary evil. Most of us never really take the time to set up a financial system that works for us to keep track of bills, we just pay them as they come in. But a willy-nilly system like this leaves us at risk for missing bills
Is there a money prayer that really works? I firmly believe there is nothing God cannot do. However, expecting $100 dollar bills to fall from the sky after you rub a lamp and pray for your three wishes isn’t likely to get you anywhere. However, if you pray for guidance and wisdom over your finances, that is the kind of prayer that really works. Scripture
Most Americans receive biweekly paychecks (are paid every two weeks) but operate with a monthly budget. If that works for you, that’s awesome—keep doing what you’re doing. But if you’re among those of us that struggle with your budgeting, then maybe it’s time you learn how to budget bi-weekly paychecks instead. Before we get too deep into this, I always like to remind everyone that
