Your holiday gift giving becomes more budget friendly if you simply scale back on wrapping paper. The savings can be really significant if you have a lot of recipients on your giving list — and it may feel better than having to cut back on what you spend per present.
The season of giving is about to start. Stores and shops all across the country are stocking up on toys, electronics, and everything in between. But how do you know which gift to get someone? After all, knowing how to give good gifts doesn’t come naturally to most people. Rather it is a skill that must be learned. Of course, it helps if you have
Missouri, Tennessee, Utah and Virginia require that high school students take a personal finance course to graduate. If you don’t live in one of those states or your children are younger than high-school age, you might have to be their first teacher on this subject — that’s how to raise money savvy kids.