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How to Use the 10X Rule to Dominate Your Finances

Have you heard of the 10x rule? If not, check this out and see how you can use this strategy to dominate your finances.I’ve recently been listening to a lot of Grant Cardone’s videos on my phone. I’ll be the first to admit, I was a little turned off by him at first.

You see, Grant is a top salesman who has built his business from nothing into the multimillion dollar range. He’s straightforward, unfiltered, and a little obnoxious, but yet I find myself listening to a few of his same videos over and over. They’re extremely motivating. And my favorite nugget of wisdom that comes from Grant is his 10X rule.

I think the 10x rule can be a life changer for so many people.

How to Apply the 10x Rule to Your Finances

As it sounds, with the 10x rule you take your goals and multiply them by ten.

For example, if you want to earn $50,000 per year you would make a plan to reach $500,000 per year. If you want to own ten rental properties you would instead make a plan to own one hundred rental properties.  If you want your net worth to be one million you’d instead create a strategy to make your goal a ten million dollar net worth.

Whatever, your goal is you’ll need to multiply that by ten and then create a strategy to reach your ten times goals. You need to not only think big, but to also take action on those huge goals.

Why would you do this?

As the saying goes “Shoot for The Moon and You’ll Reach the Stars.” That is the logic behind the ten times rule.

If you want to make $100,000 per year but you strategize for a million won’t you end up in a better place, even if you miss the million dollar mark? Yes, you will.

So while making the ten times strategy to reach your goals you’re likely to not achieve them but that’s okay. If you work toward tens more than what you actually want you’ll be far more likely to hit or even surpass your real goal.

That is why the 10x rule works.

Do you 10x Your Goals?

Want to learn more? Check out the 10x Rule by Grant Cardone on Amazon.

The Complete Guide to Selling on Facebook Garage Sales

Selling on Facebook Garage Sales is a great way to get rid of smaller ticket items. Here's everything you need to know to get started.My love for Facebook Yard Sales began a couple years ago. After trying my hand selling on Craigslist many times I was fed up with receiving tons of texts, phone calls, and emails from people who weren’t really interested in what I was selling in the first place.

It was frustrating.

So when Facebook Yard Sales and Garage Sales started popping up I decided to try my luck there. And wouldn’t you know it, I sold the first thing I listed within an hour, for the price I wanted. I was hooked.

Now I’m convinced that Facebook Yard Sales are the place to sell lower ticket items.

Here’s how to get started.

Find Groups to Join

Your first step is to find the groups you want to join. Simply enter “your county/city name + Yard Sale/Garage Sale/ Rummage Sale” in Facebook’s search bar.

A list of groups will pop up.

You’re going to notice two types of groups, “closed” groups and “open” groups. With a closed group you’ll need to find an existing member to add you. With an open group you simply request to join the group and then wait for the administrator to add you.

Listing Items

Listing items on Facebook Garage Sales is as easy as posting to your own timeline. Simply visit the page you want to list something on upload your picture (if there’s multiple pictures you can upload an album) and enter the descriptions of the items you want to sell.

If after a certain period of time your item still hasn’t sold you can type “bump” in the comments section of your listing to bump it back up to the top of the feed.

Be sure to check the rules for the group you’re in for specific instructions and limitations to sending your posts back to the top of the feed and uploading photos.

Selling an Item

Once you’ve posted your item you’ll start to get interest. People will either comment directly on your post or send you a direct message. (Be sure to check the “other” section of your direct messages often as non-friends posts normally go there.)

Once someone has decided they want to buy you can agree to meet at a public location or have the person pick up the item at your home. It’s all up to you to make the rules.

It’s As Easy at That!

Selling on Facebook Yard Sale groups is a pretty easy and straightforward process. And the best part is that you don’t have to worry about your phone ringing off the hook and answering.


Taking a Loan to Finance Your Business Project

elym businessThere is more to embarking on a project, it is not just about having a good and pragmatic business idea, a person venturing into business must also know where to find resources most especially capital. Knowing where to obtain capital resources is what i consider as the greatest talent of a successful entrepreneur. This Article would discuss the stages involved in a Successful loan application to enable you finance your business project. This Article would also discuss how to repay your loan to enable you qualify for another loan in the future.

  1. Upgrade and repair your credit report

Your Credit Report is your Credit history; it is the record of your attitude as regards borrowing money and repaying at the right time. Order a free copy of your Credit Report and search for negatives. The most common negatives are late payments, repair this negatives by paying the necessary penalties.

  1. Justify a stable source of income

There is a popular saying that people who fail when confronted with little challenges would most certainly fail when confronted with major challenges. You cannot persuade a lender to give you a loan except you can persuade such a lender that you have an existing source of income that will ensure that you repay the loan as at when due with or without the success of the project you intend to embark on. This must be contained in your loan application if you are to get approved.

  1. Ascertain the amount of money you need to borrow

The amount of money you need to borrow would help you ascertain who would be your most likely lender. It may also influence the type of loan you would choose to apply for.

  1. Research loan types (secured/unsecured)

A loan may be secured or unsecured. Secured Credit are credit advanced with the deposit collateral security documents. Failure to repay the loan as at when due will give your lender ownership of such collateral security. Whereas an Unsecured Loan does not involve collateral security. Secured loans always have lesser interest rates than unsecured loans. They also have a longer time frame for repayment. Unsecured loans are beneficial to people without collateral security or if your investment is an high yield venture that will enable you repay your loan within a short period of time. You need to determine which of these types of loans is best for your business.

  1. Apply to the right lenders

When making a loan application, consider two major financial institutions. Banks and Credit Unions. I would recommend a Bank. When making your application, apply to two or three banks. You will most certainly be approved by each of the banks you apply to if you have taken time to prepare very well for your application. You are however to receive this Loan from only one of the banks. The reason why i would suggest you apply to more than one bank is that it gives you the benefit of choosing which bank has the best loan terms that is convenient for you.

  1. Pay origination fees on time

When you have received your loan, take note that some banks would require you to pay origination fees on the total sum to be repaid to the bank. Origination fees do not apply to all kinds of loans and when they do, they are always very small and unharmful to your purse. Endeavour to pay it on time as doing so will improve your Credit rating.

  1. Pay back your loan as at when due

Never disappoint your lender; you may need them again in future. Keep to payment schedules and never miss a deadline. It will give you a positive credit score and ensure that you are automatically click here to approved when you submit your next loan application.

The Five Best Personal Finance Books

Looking for some good reading? Here are the five best personal finance books around.I was the kid who always had my nose in a book. During my (early) teenage years I was more worried about getting the highest grade on a test than I was going to the movies or shopping for clothes.

My nerdiness and love for books has always been a part of me. So it’s no surprise that when I took an interest in personal finance I read every book on money my library had.

Through my readings I discovered that many personal finance books are just re-hashing’s of the same things over and over. Let me cut through crap for you. These are, in my opinion, the five best personal finance books around.

The Total Money Makeover (For Total Beginners)

Let me be clear from the start – I don’t like Dave Ramsey. But I do think The Total Money Makeover is a good start for complete beginners.

The information in this is book is super basic and will walk you through setting up a budget and getting out of debt.

Once you get your foundation built I’d recommend you read the rest of the books on this list for a better understanding of money.

Rich Dad, Poor Dad (Favorite!)

Rich Dad Poor Dad is one of my all-time favorite books.

In this book Robert Kiyosaki discusses moving from beyond average to building real wealth and passive income.

Your Money or Your Life

Your Money or Your Life will completely change the way you view money. Like the title suggest this book shows you how to calculate how much of your life you’re giving up for things you really don’t need.

This book is an absolute must read for all personal finance lovers.

The Money Saving Mom’s Budget

The Money Saving Mom’s Budget is written by the author of MoneySavingMom.com, Crystal Paine. This book is best for those who are living on a tight income and are looking for creative ways to make their money stretch.

The Neatest Little Guide to Stock Market Investing

When I decided to start investing my money in the stock market I was clueless, I didn’t know where to start and everything felt above my head.

I started reading books and websites and this one was by far the easiest book on the stock market to understand. I’d recommend this book to any beginner to intermediate investor.

There you have it. In my opinion, those are the five best personal finance books around.

What would you add? I’m feeling like I’m missing a good one…….

5 Popular Work From Home Ideas

Looking to earn some cash from the comfort of your own home? Here are five popular work from home ideas.More and more people are realizing that working from home is now something they can make a reality. In fact, for a lot of people, working from home is far more lucrative than working a day job – especially if you don’t have degree.

If you’re wanting to get your foot in the door here are the five most popular work from home ideas.

Freelance Writing

Freelance writing is how I got my start online and is an easy way for anyone to quickly bring in an at home income.

You don’t need any degrees or fancy certifications to become a freelance writer but you do need to be able to string words together in an easy to read way.

Virtual Assisting

The next job that has become popular is being a virtual assistant. Virtual assistants do a variety of things such as, but not limited to:

  • Editing
  • Social Media Scheduling
  • Customer Service
  • Appointment Scheduling

There are many types of virtual assisting jobs so if you’re interested in working from home this way you just need to find a job that aligns with your specific skillset.

Data Entry

Data entry can be a good starter job for anyone wanting to work from home.

With data entry you are simply typing various documents into spreadsheets or special programs for different companies. This can include transcribing audio, entering catalog information into a program, and recording payroll, just to name a few.


Blogging is by no means an easy way to make money from home but it is completely possible.

There are a variety of different kind of blogs and each make money in a different way. Some popular ways to monetize a blog are through affiliate sales, advertising, and selling digital products.

If you want to make money blogging expect to stick with it for a year before you bring in any substantial income.


If you’re good at spotting bargains reselling on places like Amazon or eBay can be quite lucrative.

There are hundreds, if not thousands, or people making six figure incomes with Amazon’s FBA services. And you don’t have to go all in at once. You can try reselling a few different items before investing too much money to see if this option is right for you.

Other Options

When it comes to making money from home the sky is the limit! You can pretty much turn any skill you have into a business if you approach it from the right angle. If you want to learn more here are thirty two more ways to make money from home.