7 Smart Things to Do When You’re Bored

Can't of think of anything to do today? Try one of these smart and productive things to do when you're bored.

Do you catch yourself saying “I’m bored” often and can’t thinking of anything to cure that boredom? If so here are seven smart (and productive) things to do when you’re bored. Organize Something One of the first options I turn to when boredom strikes is organization. A clean and organized home always makes me feel clear headed and relaxed which is why this one is

5 Inexpensive Valentine’s Day Gifts for Women

If you’re low on money but still want to do something special for your wife this Valentine’s Day here are five inexpensive Valentine’s Day gifts for women.

You don’t have to spend a lot of money on Valentine’s Day to make it special. This is especially true if you’re married or dating a money conscious women. In fact, I would be appalled if my husband “surprised” me with an inexpensive gift. I would much prefer a thoughtful gift that is easy on the budget. If you’re low on money but still want

Why You are Your Own Worst Enemy When it Comes to Money

Over the past few years I’ve grown personally, professionally, and financially. I can look back now and see that for such a long time I was the only thing standing in my way of success.

Over the past few years I’ve grown personally, professionally, and financially. I can look back now and see that for such a long time I was the only thing standing in my way of success. I’m sure that in five years from now I look back and think the same thing about myself today. If you’ve been feeling stuck financially there’s a good chance your

4 Tips for Working From Home with Kids

Working from home with kids can be tough! Here are four tips to help you keep your sanity and increase your productivity.

Thanks to the internet, working from home has become a fantastic way for almost anyone to make extra money. However, for stay at home moms or parents looking to make extra money on the side it can sometimes feel hard to keep up with all. (Trust me I know how you feel!) I’ve been working at home on the side or full time for more

Living Paycheck to Paycheck? Do THIS with Your Income Tax Refund

If you're living paycheck to paycheck and are looking for a quick way to improve your personal finances do this with your income tax refund......

I’ve always been the tax person for friends and family members who don’t want to wait to get an appointment with an actual tax professional. Oddly enough I enjoy filing simple tax returns and helping out where I can. And because I do a handful of tax returns for others every year I get to see a range of different income tax refunds. Some are

A Different Way to Look at Debt

Stop looking at debt as good or bad and start looking at it in this light...

There’s often conversations about debt being good or bad. But really, debt is just debt. It has no emotions and you’re the person who’s in control of it. I read a comment recently that rephrased this good vs. evil debt mentality in the most perfect way: debt is not good or bad – it is profitable or unprofitable. Student Loan Debt I’ve personally never had

3 Tips to Grow Your Side Business This Year

If you're income is stagnant here are three tips to grow your side business this year.

Is your income stagnant? Feel like your side business is stuck and you just don’t know what to do about it? I’ve actually plateaued a bit myself over the past few months. In an effort to ramp my income back up to where I want it to be I’ve thought back over what has helped me get unstuck over the past years. The results is

Practical Steps to Breaking a Bad Habit

Is breaking a bad habit on your goal list this year? If so, check out these practical steps to success.

I recently witnessed a close friend break a bad habit he’s had for over fifteen years. He stopped smoking cigarettes. He had tried and tried before but he never could quit. He told himself he wanted to. He used every new “miracle” product that came out. But, he’d never make it for more than two days. Breaking bad habits that you’ve held for such a

How to Save $10,000 in 2016

If you’re ready to make 2016 the year of improved personal finances here are some practical steps you can take to save $10,000 this year.

How much money would it take to make you feel comfortable? I’m willing to be that an extra $10,000 in the bank would make most people feel far more secure about their financial situation. If you had a solid financial buffer you wouldn’t have to worry about simply staying afloat like the majority of America. Instead, you’d reap the benefits of financial stability and would

Are You a Limited Company? Here’s What You should Know about Tax Planning for the Year’s End


When the fiscal year end rears its head, limited companies prepare to put their books in order and calculate what their company owes the government when it comes to taxes. The calculations seem pretty straightforward at this point: tally up the yearly contractual revenues and other annual income such as rent received and bank interests, and subtract the gross annual salaries and expenses such as