The Power of Being Broke

Most people wouldn’t consider being broke as a powerful thing but I’ve witnessed its power a couple of times in my life. If you want to look at the glass half full here are some of the positive side effects of being broke.

I’ve worked hard at growing my savings account over the past couple of years and have finally gotten to a place where I am  was extremely comfortable. And then I found out that a house repair was going to cost twice as much as I thought and drain all of my extra cash savings (except for my emergency fund.) Now I’m feeling (and acting) like

The Benefits of a 9-5 Job

There’s definitely been a growing trend for people to leap into entrepreneurship but that’s not always the best idea. Here are the benefits of a 9-5 job.

I’ve often talked about my love for self-employment and the opportunities I’ve had since making the transition to working for myself. But just because self-employment was the best option for me doesn’t mean that I dislike 9-5 jobs in their entirety. That’s actually pretty far from the truth. Regular employment can be wonderful and comes with its own set of pros and cons. There’s definitely

5 Reasons I Buy Used

I have no shame when it comes to buying used. Here are five reasons why.

Much of the items you’ll find in my house are used. A good 90% of my furniture is used, my clothes are (mostly) secondhand, a lot of my kitchen paraphernalia is handed down from my mother in law and my vehicles are used. I have no shame when it comes to buying used. Here are five reasons why. It Costs Less Let’s start with the

12 Ways for Teenagers to Earn Money This Summer

If you’re looking to keep your teen busy while teaching important skills a summer job is the perfect fit. Here are ways for teenagers to earn money.

School is quickly coming to an end which means most kids will be home for the summer. If you’re looking for a way to keep your teen busy while teaching her important skills like time management, money management and the value of hard work, a summer job is the perfect fit. Here are ways for teenagers to earn money this summer. A Seasonal Part Time

5 Main Factors that Affect Your Credit Score

Improving your credit isn't as hard as you think. Here are the five main factors that affect your credit score.

If you’re suffering from a low credit score I’ve got both good and bad news. The bad news first: there’s no magic bullet to quickly fix your credit score. The good news is that improving your credit score really comes down to five simple factors and the process is actually much easier than you think. Here are the five main factors that affect your credit

4 Ways to Quickly and Efficiently Increase Your Net Worth

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Today we have a guest post from Michael Rogers about how you can increase your net worth in short order. Your net worth is an indicator of a number of different things, but ultimately it is a key calculation of your overall financial success. Many individuals make this calculation and realize that their net worth is in need of a little adjustment on the positive

What to Do with Extra Money

If you’ve found yourself in a situation with some extra money here are some ideas for using it beneficially.

It’s about that time that – if you are getting a tax refund it’s probably now sitting in your bank account or will be arriving any day down. While it’s commonly advised that you should lower you tax deductions so that you don’t receive a tax refund, I don’t feel this is always good advice. In fact, I’ve received a tax refund most years of

How to Invest in Real Estate without Owning Real Property

If you want to invest in real estate or just diversify your portfolio you can do so fairly easily. Here’s how to invest in real estate without owning real property.

A couple weeks ago we went over ways to earn money with real estate. One key method I left out was investing in real estate without owning real property. If you want to invest in real estate or just diversify your portfolio you can do so fairly easily. Here’s how to invest in real estate without owning real property. REITs REITs are real estate investment

How to Invest in ETFs

how to invest in etfs

When you first get started investing you’ll be presented with countless options. One of the easiest ways for you to get started (and what I wish I would’ve done) is to invest in ETFs. What are ETFs Exchange Traded Funds are usually referred to as ETF’s. ETFs commonly track a basket of assets like a stock or bond index (the S&P 500 or DOW Jones,

What the Average American Family Spends on Food

How does your grocery bill stack up to your peers? Here's what the average American family spends on food and how you can spend less!

One area of spending that I’ve increased in recent months is food. It turns out that when you try to eat healthier you end up spending more money on food than when you were eating junk. My higher than normal food bills got me wondering what the average American family of four spent on food. It turns out I’m not doing quite as bad as