Archive for October, 2008

Make Sure Your Investment Analyst Doesn’t Have a Window

By Hazzard - Last updated: Friday, October 24, 2008

I thought this Saturday Night Live video was pretty humorous.  All that being said, remember what Warren Buffet says, "Be fearful when others are greedy and be greedy when others are fearful".

A Great Opinion Article About Credit Unions

By Hazzard - Last updated: Thursday, October 23, 2008

I think this is a pretty good article on credit unions.  It’s written by a Director of a credit union so it’s obviously biased but it does speak to the excesses of major commercial financial institutions and discusses the desire to profit as much as possible off of their customers.  Credit unions, on the other [...]

We’re Actually Tracking to Our Budget!

By Hazzard - Last updated: Tuesday, October 21, 2008

I have to admit I’m still really enjoying Mint.com.  For the first time in many years, I’m tracking my actual expenses against my budgeted expenses.  The reason I’m doing this is because Mint has made it so easy.  As long as we use our credit or debit cards for purchases, they all automatically download in [...]

PF Bloggers Exercising Fiscal Responsibility

By Hazzard - Last updated: Monday, October 20, 2008

I was reading MadameX’s post at My Open Wallet on the fact that she’s resorted to eating stale crackers with hummus in an attempt to get her food budget back in line.  As I read that, it occurred to me that she’s probably not the only one doing this.  I know that we are also [...]

Why Can’t I Kill the Desire to Spend Money?

By Hazzard - Last updated: Friday, October 17, 2008

The pull to spend money never ceases.  As concerned as I am about the overall economy, you’d think I’d be sitting in my home letting the cash pile up from cracking down on our spending.  It’s just not that easy.  I’ve been conditioned over a long period of time to crave things.  What kind of [...]

I Finally Signed Up For Mint

By Hazzard - Last updated: Thursday, October 16, 2008

I’ve been sitting on the sideline when it comes to signing up for an online tool that allows me to get a consolidated view of all my investment and bank accounts.  The main reason is that I didn’t want to offer up my account logins for fear of creating extra drama in my life.  I [...]

2006 Banker Video Describing the Current Crisis

By Hazzard - Last updated: Monday, October 13, 2008

This is pretty interesting to watch.  Peter Schiff gave this at a mortgage bankers conference in Las Vegas.  The funny thing is that everything he says is pretty darned basic.  Well worth watching: A couple interesting points: It was easier to get a house than it was to rent because the landlords actually checked your [...]

Where Should You Put Your Money in a Depression?

By Hazzard - Last updated: Friday, October 10, 2008

Okay, so the title is probably a little bit inflammatory.  I’ve heard more than a few people talking about what they should do with their money during an economic downturn.  Of course there probably isn’t any one answer to this depending on your circumstances but I am doing a couple things to give myself some [...]

It’s Not Really Frugal – It’s Just A Way Of Life

By Hazzard - Last updated: Friday, October 10, 2008

I’ve mentioned before how much I like the "deal".  For me, the "deal" is anything that I can do to get a better price on something.  I absolutely hate paying retail for something.  When I do have to pay retail for something I find myself feeling a bit of dread as I pay the cashier.  [...]

The End of America?

By Hazzard - Last updated: Thursday, October 9, 2008

Here’s an interesting article that talks a bit about the current financial state of America but also looks at the ongoing strategy of spreading capitalism around the world.  I have to agree with this guy.  I think it’s time we all look inward both at a personal level, by living below our means, and as [...]