Blogging on a Saturday Night

Normally, I’d say it’s a cheap night if I’m home putting up some ramblings on my blog, although, the catch tonight is that my wife is out with a couple girlfriends from college. Probably won’t be too expensive though. She doesn’t drink much and is always watching her spending, so I can’t complain.

Time to Ebay a few things. I just got a heck of a deal on a new laptop from Dell. Over 50% off with all the online coupon codes so it only set me back about $600. I have a serious electronics “fetish” that I continually struggle to control. On the plus side, I’ve had a lot of luck selling items on Ebay for a profit. I’m planning on selling a few items to offset the money I spent on the new laptop. Additionally, I worked some overtime last week which will cover the rest.

So, I’ve got that purchase covered without impacting our budget. I’m chalking it up to “living a little now” spending. For the hardcore savers out there, I’m sure this is pure heresy. I have to admit, there is a part of me that thinks I’m nuts for buying this laptop, but I’m sure I’ll get over the buyer’s remorse. Luckily my income level lets me do a little of this without derailing my financial goals. I know i could reach these goals faster if I buckled way down, but I just don’t think that would be the right decision. We’ve got to splurge a little now, rather than save everything for a point in the future that might never come. We tend to cut ourselves a little slack since our savings rates are quite high. (We are only living on 65% of our income and only have mortgage debt)

Anyway, I guess I’ve done the best I can at rationalizing this purchase. Worst case scenario, I’ll sell it on Ebay and get all my money back if I find I’m not using it enough, or just can’t get over the guilt of spending the money.