Living for today - Planning for Tomorrow
Living on the edge of poverty and the lower middle class presents a harsh and often overlooked reality for millions of individuals and families nationwide. In this precarious position, every aspect of life is colored by financial instability and the constant struggle to make ends meet. From the stress of living paycheck to paycheck to the lack of access to basic necessities such as healthcare
If you’re a history lover who’s also interested in finance, you might be wondering, what was the cost of living in 1940? That year, World War II was raging in Europe. The demand for supplies began to stimulate the American economy and aided in our recovery from the Great Depression. The unemployment rate was still relatively high in 1940, so we weren’t totally out of
Traveling solo is a new trend that’s becoming popular among retired women. According to Entrepreneur, about 30% of married senior women have traveled alone without their partner. Retired women are choosing to explore the world on their own to embrace their independence and focus on self-care and personal growth. Here are 10 reasons why female Baby Boomers are going on adventures without their spouses, friends,
Inflation has surged since the start of the pandemic, causing the prices of essentials like groceries and housing to rise substantially. So anyone who hasn’t gotten a pay bump in the past few years has lost financial ground and purchasing power. Although many people job hop for higher salaries, it’s possible to get the raise you deserve while staying in your current role. However, you
Male menopause, also called andropause, is the gradual decline in testosterone levels that occurs as men age. While not all men experience symptoms of andropause, those who do may notice various physical and emotional changes, such as weight gain, muscle loss, irritability, fatigue, hot flashes, and more. Male menopause is a natural part of getting older, but it can still have a significant impact on
Do you know many public universities in Europe are tuition-free even for international students? You can study abroad for free or nearly free in beautiful countries like Germany, Greece, and France. Some schools may charge a small administrative fee to help cover their costs, which usually amounts to a couple hundred dollars per semester. That’s less than the price of community college! Plus, there are
The concept of “Black privilege” often stirs debate and curiosity, with many questioning what it entails in a society where systemic inequalities still exist. However, within this complex framework, there are several unintended outcomes that shed light on the nuanced experiences of Black Americans. Here are 12 surprising effects that might challenge your perceptions. 1. Amplified Voices in Media and Arts Black privilege has unexpectedly
Due to factors like rising housing costs and lack of retirement savings, Boomers are beginning to move in with their Millennial kids, a phenomenon known as the “reverse boomerang effect.” These intergenerational living arrangements can be beneficial for both parties, allowing them to save money by splitting housing costs. Plus, Millennials with young children and demanding jobs are often happy to have live-in childcare help
Headlines everywhere are saying the economy is strong and unemployment is low. So why are job seekers having such a tough time finding employment? According to CNBC, roughly 70% of job hunters say that their current search is proving more difficult than their last. So if you’re feeling frustrated by the state of the labor market, you’re not alone. Here are 13 reasons why it’s
According to the Guardian, Millennials will likely be the richest generation ever. Generation Y has gotten a slow start on wealth accumulation due to barriers like student loans and high housing costs. But now that they’re entering their peak earning and home-buying years, they may begin to catch up with other generations. Additionally, many Millennials will inherit substantial sums from their Boomer parents, poising them
