Living for today - Planning for Tomorrow
I was sitting around thinking (not again) and I realized that I’ve really short changed myself in the past. Not so bad that I haven’t recovered from it (to some extent), but enough that I could have made things a bit easier on myself. Jonathon at MymoneyBlog had a good post about mistakes, and so did MyOpenWallet. I think it’s a fact of life that
Wow. Amazing. Uhh what the heck? I can’t believe it. So, this lady right here, left her entire $1.1 million estate to the national debt. No surprise I don’t agree with her. That must be somewhere around the equivalent of less than .01 cents towards our debt. It is so completely dilluted that it seems like it would have been put to better use if
Now, this article was a bit shocking to me, even though I’ve heard many of the statistics before. I knew that a lot of people don’t have a good understanding of how to build wealth over time, but 21% of the population thinking the easiest way to do it is by winning the lottery? And it’s higher depending on which demographic you look at. What
Suze Orman has some words of wisdom. She cites how everyone can save an extra $5000 per year by trimming lots of little expenses all year long. There are a few that work for me, such as stretching out the length of time between expensive haircuts, or saving the change from every purchase and then putting that money in the bank. What I think Suze
Well, as many of you might know, I’ve been spending an embarrassing amount of time mulling over the purchase of a new car. Not because we REALLY need one, but rather because I got a wild hair in the very southern region of my back. I had been secretly searching through all the online used car aggregators (Traderonline, Dealernet, cars.com etc) looking to see what
What a day! It all started when I had to wake up at 4:45 this morning. I had to be in the office at 6:00 am and then be in our VP’s office at 6:30 to give a presentation. Needless to say, I was a bit tired. Later in the day, I had a conversation with a young guy (20) who asked me a question
This morning I was reading some of my normal PF blogs and saw a couple posts about “The Number”. It’s a book by Lee Eisenberg. So, the comments I left basically said, “I was offered a free book called The Number but I haven’t received it yet. Guess what showed up this evening. So, now I have a little pressure to actually read it. Not
Well, the articles on interest rates and variable rate mortgages are starting to flow pretty heavily now. I guess that’s to be expected. If you recall some of my previous posts about variable rate mortgages during the lowest interest rate period in 40 years, I was questioning if variable rate mortgages were the right decision for people. A lot of people got them. Not only
I worry a lot. I suppose that’s one of the reasons that I save. There is too damn much uncertainty in the world. There is not a very big part of me that wishes I’d been born one generation earlier, but there is a little. I mean hell, One generation ago they didn’t have: -Personal computers -Ipods -Microwaves -Cellular phones -Cruise control -Our level of
I was going to try to say something smart tonight but I realized that I let my company suck all the words out of me today. I guess I’ll just sit here and seek out other’s words. On a separate note, I did get another raise. (Second one in 2 months). Last time was a 10% raise. This time it’s another 5%, although it may