Living for today - Planning for Tomorrow
One of the biggest dilemmas people have when choosing a career is whether to go with a safe, stable field or a dream job. I think the reason why this is such a huge debate is because the answer is different for everyone. Some people are more motivated by money, while others are ok with living a modest lifestyle if they get to follow their
It seems like a new must-have device comes on the market every day. If you’re always buying the latest and greatest gadgets, you probably have a bunch of unwanted devices laying around. Instead of letting them collect dust in your closet, here are some ways to make money from old devices you no longer use. 4 Ways To Make Money From Old Devices Trade Them
Since knowledge is power, you may think it’s important to consume as much financial news and educational content as possible. However, taking in too much information about money can make it harder to make good financial decisions. For example, investors who listen to lots of negative stock market news during recessions may be tempted to sell off their investments in an attempt to limit their
According to a recent survey, about 40% of Americans feel behind when it comes to meeting life and financial milestones. About 13% of people feel behind on retirement savings, 10% wish they were more financially stable, and 8% want to own a house. However, even if you haven’t achieved all your financial goals yet, you’re probably doing better than you think. The internet makes it
Recently I bought Animal Crossing New Horizons to play on my Nintendo Switch. I grew up playing Animal Crossing on the Wii, so I got a wave of nostalgia when I fired up the game for the first time. Animal Crossing is probably best known for the quirky talking animals that roam the village. You can interact with these villagers, who often give you interesting
If you have a TikTok account, you’ve probably come across a trend called romanticizing your life, which is a form of mindfulness. It involves trying to find joy in the mundanity of your daily routine. For example, instead of gulping down your coffee as you rush out the door, you could romanticize your morning cup of joe by taking the time to savor it. I
One of the things my partner and I are trying to work on this year is making better use of workplace benefits. Your benefits are part of your total compensation package, so you’re basically leaving money on the table by not taking advantage of them. About 30% of employees say they’re confused by their benefits package. If you’re one of them, it’s time to break
I recently read a Nerdwallet article that claimed to sum up all the personal finance advice you need in just 6 words. Those words were: “Live off of 80% of your income.” However, I’d argue personal finance is a bit more complicated than that! And depending on your goals, saving 20% of your income may not be enough. Here’s why I save more than 20%
Recently I read an article about how therapy can improve your finances, and I definitely agree. Although therapy itself can be expensive, getting treatment for your mental health condition can free you up to focus on your financial situation. When you’re dealing with depression or anxiety, you don’t have much mental energy to devote to money management. Just getting through the day is tough, let
Financial flexibility is one of the most important skills, especially in uncertain economic times. Life may not always turn out the way you expect, forcing you to reevaluate your financial plans. If you’re unwilling to adjust your budget and money management strategies as your circumstances change, you could get into debt or fail to achieve your goals. Here are four reasons why being financially flexible
