Living for today - Planning for Tomorrow
It’s that time of year again where we start to think about our financial goals for the next year. Most of us want to save more money, make more money and be able to afford to do the things that we want. But with 2020 being such a financially challenging year, it’s possible that many of us are starting close to zero again and we’re
Everyone wants to provide for their family and create generational wealth to give their kids the best chance of success. But if you don’t have a six-figure salary, how can you build a big enough nest egg to give your children a leg up in life? According to a recent survey, 33% of millionaires never made six figures during any year of their entire career.
There are a lot of people out there who don’t have adequate health insurance, and that number has been increasing in the past few years. Health insurance is incredibly important to have. While you hope you never really have to rely on it heavily, it can make everyday living much safer and secure for everyone involved. There are a few reasons why people don’t have
This year wasn’t exactly the most motivating year. We’ve been stuck inside, separated from the people we love and, if your year’s been anything like mine, you’ve probably hit about none of the goals you set for yourself when you were excited about the potential of the new year. It’s easy to wonder if it’s even worth it to set out goals for this year.
Hopefully, you’ll never have to use it, but if you financially plan for a job loss now, it could make the blow a bit easier when and if it comes around. At least financially. This year hasn’t been great for a lot of businesses which means that, unfortunately, a lot of people have lost their jobs. Many of those people were not financially prepared for
This year there will likely be more people spending the holidays alone than usual. While that sucks, on one hand, the holidays are what you make them. I can honestly tell you that I’ve spent holidays by myself—Christmas included—and I actually found them to be pretty relaxing. There’s a certain pressure that I find you get when it comes to spending holidays with the family,
It’s nice to get together with family, and hopefully, we’ll all be able to do that very soon. But family get-togethers like this cost a bit of extra cash and you need to figure out where it’s going to come to if you’re planning one. Luckily, like everything else, you can create a family reunion budget. Making sure you have the financial details figured out
I recently went through a big change and decided to sell pretty much everything I own and pack a bag. There are a million reasons why I came across this decision, but this article isn’t about those. Instead, it’s about how I managed to get rid of most of those things… I sold them online. That’s right, I put up pretty much everything from my
It can be downright scary when it rolls around to the last week and you have no money left. You end up standing there thinking “how are we going to make ends meet for the next few days until payday rolls around.” It’s stressful for you and your family. That’s where learning how to stretch a dollar comes in. We would all like to make
Many of us were thrust into the work-from-home world with no indication that we’d ever be trying to finish a report while the kids run wild in the other room and our partner is on the phone across the island from us trying to make a business deal. It’s not the life we have chosen nor were we ready for it, but it was the
