Living for today - Planning for Tomorrow
If fast food is a big line item in your budget, you’re not alone. The average American household spends $250 per month on eating out. Investing that money instead can help you achieve your financial goals and build wealth. But how do you break the habit of hopping in the car and going to Wendy’s whenever you’re too tired to cook? Here are some tips
Home repairs are a major line item in many people’s budgets. On average, homeowners spend at least one percent of their home’s value on maintenance every year. But luckily you can save money by fixing things yourself instead of calling a contractor every time something breaks. Even if you’re not a handy person, you can learn how to do minor home repairs. Here are some
Do you know that you can make money by being a virtual friend? Because of the pandemic, people need company more than ever. Nearly 40% of Americans reported feeling serious loneliness in a recent survey. With new COVID-19 variants on the rise, some people don’t feel comfortable leaving their homes, but still want to get social interaction. That’s where virtual friends come in. If you’re
It’s no secret that housing prices are rising to nearly unaffordable levels. Home values have climbed by 118% since 1965, but the median income has only increased 15%. Instead of trying to afford a $1,200 apartment on an entry level salary, many millennials are opting out and living in alternative housing like Sprinter vans. For a few years I considered breaking the lease on my
Thinking about money can be stressful even in the best of times. So how do you handle finances when dealing with depression? Although your first instinct is probably to ignore your finances, doing so could make you even more stressed out. Watching debt and unpaid bills pile up will exacerbate your symptoms and make it harder to focus on healing. Although it’s tough to budget
Now that the holiday season is in full swing, it’s time to make your Xmas travel plans if you haven’t already. This is the first time I’ve had to travel home for Christmas, so I’m trying to figure out how to get there without breaking the bank. Gas and plane tickets are both more expensive than they were last year. A gallon of gas costs about
We all want to get the most bang for our buck when we shop. But if you come across a website that sells products for unbelievably low prices, it may be a scam. Criminals sometimes set up fake online stores and trick customers into buying products that don’t exist. The most common products used for online purchase scams are pets, health-related items, and cars. Here’s
Food waste happens to the best of us. It’s easy to forget about leftovers at the back of the fridge, causing them to spoil before you can eat them. Throwing out one head of lettuce or package of meat every now and then isn’t a big deal. But if you waste multiple food items each week, the cost can really add up. In fact, the
We all care about sustainability and protecting the environment. But eco-friendly products can cost up to 50% more than regular ones, which isn’t within everyone’s budget. When I analyzed my finances, I realized how much money I was spending on organic produce and Rainforest Alliance certified products. Although being a good environmental steward is important to me, I don’t want my commitment to sustainability to
Almost 70% of people turning 65 will need long-term care within their lifetime. So if you’re approaching retirement age, it’s wise to prepare for nursing home costs. A private room in a nursing home will run you nearly $300 per day. That kind of expense can eat through your savings quickly if you don’t have a plan for shielding your assets. Here are some tips
