Living for today - Planning for Tomorrow
A couple of years ago my house was known as the “cold” house. Every time my sister came to visit she made sure she brought along sweaters and coats. At that point in time my thermostat was set at 69 degrees during the day and 62 at night. With the temperature at 69 I could easily walk around the house with a T-shirt on and
Back in 2005 I asked the question, “What would happen if everyone saved 10% of their income?“. What a difference a couple years makes. My original theory was that our economy would falter significantly. Here’s what I said back then: My take on this is that, if everyone was consuming 10% less, our economy would head south. Our economy is based on growth, and if
As I’ve mentioned in a couple previous posts, we are in the middle of refinancing our home. So far we have: Applied online with our credit union Been approved with a 4.875% 30 year fixed loan Submitted pay stub information Submitted insurance and tax information to escrow Had our home appraised for $416,000 We are now awaiting notification that we are ready to sign and
This is just crazy. A man bought a lottery ticket and won $10 million. The only problem is that he died the same day and never knew he won. The good news is that he ended up leaving his wife and family well taken care of due to the winning ticket. It’s just too bad he didn’t know that before he died. “David Peters bought
Happy New Year! I’ve had the last two weeks off from work and have enjoyed spending time with my wife and daughter as well as just relaxing around the house. We had a very interesting weather pattern here leading up to the new year so I also shoveled more snow than I ever have in my life. Christmas was low key and I think we
Wow. It’s amazing what a difference a week makes. It was only a little over a week ago that I was feeling bummed that rates had gone down since I locked in at 4.875% for a 30 year fixed. Fast forward to today and my credit union’s rate has increased to 5.45% for a 30 year fixed. That’s after being down to less than 4.5%
Today was one of those days that you remember for the rest of your life and I didn’t spend a nickel all day. Up here in the Pacific Northwest the weather has been a little abnormal. By that I mean that it snowed. It has been cold for a week and we even saw temperatures in the single digits overnight in a couple areas. With
It sure is interesting to see the kinds of things people spend their money on. Safe to say I wouldn’t be putting this kind of money in to this ride…….
Housing Crisis Vindicates Guy Who Still Lives With Parents http://www.theonion.com/content/news_briefs/housing_crisis_vindicates $700 Billion Bailout Celebrated With Lavish $800 Billion Executive Party http://www.theonion.com/content/news/700_billion_bailout_celebrated WaMu Files For ChapLev http://www.theonion.com/content/news_briefs/wamu_files_for_chaplev How Did The Economy Go Bad? (Infographic) http://www.theonion.com/content/infograph/how_did_the_economy_go_bad
I liked this 2 minute video talking about why you should spend less on Christmas. It seems like an appropriate video to share during these harder economic times and my overall desire to tout the benefits of jumping off the Christmas present orgy express.
