Living for today - Planning for Tomorrow
It is possible to start investing even when you’re on a low income. In fact, it’s more than possible – it’s a good idea. If you slowly start investing you’ll learn what to do and, more importantly, what not to do, without risking a ton of money. I got started when I was making very little and have since gradually been increasing those amounts. Here’s
Drowning in debt is an extremely stressful situation – especially if what you owe is more than what you earn each month. You will feel this burden day in and day out. While paying for your regular bills, you also have to make sure that your debts are paid off in a timely manner. Aside from this, you also need to put aside some extra
Over the past several years I’ve made a ton of short term sacrifices so I that I could create the life I wanted to be living. I was recently thinking about how the line items in my budget are way different now than what they are three years ago. And I realized – my sacrifices are starting to pay off! I am all for practicing
I firmly believe that post people know that “how’s” or personal finance and just don’t have a strong enough “why.” However, with so much information available people can also get bogged down in the “how’s” looking to take too many paths. If you’re someone who is just starting from scratch these are the most basic things you should know about money. Once you learn these
In the personal finance world frugality is made out to be some magical unicorn that’s going to bring you the ultimate financial success. Most personal finance bloggers worship frugality, looking to save money in any and every way possible. I never quite understood it. My goals went more like this – “I want to make and save enough money so that it makes no difference
This post might sound a little crazy to anyone who has either never tried to conceive or has had no problem conceiving. However, today I’ve got to represent (and help!) all the women who are trying to conceive but are going through a long process. I’ve went down a bumpy road myself this year. And I’ll tell you what – I’ve spent far more on
There’s a new personal finance book floating around – The One-Page Financial Plan: A Simple Way to Be Smart About Your Money. While I actually haven’t read this book I like the concept the title suggests: keep your financial plan to one page! I was able to very easily come up with my own one page financial plan which consists of just two big goals!
Whether you work from home or are just creating an office to store all of your bills and financial records, setting up a home office can be expensive! In the past few years that I’ve been working from home I’ve discovered that my home office needs have drastically changed. Here are four ideas for saving money on your home office. # 1 – Choose a
When it came to car insurance five years ago I was all about price. I understood very little about things like liability limits, deductibles, and what constitutes a good insurance policy. But after working as a personal lines insurance agent I can now say with complete confidence that when it comes to auto insurance you should care! In my year as an insurance agent I
It’s back to school time! It’s hard to believe but my oldest starts school next Monday and my Kindergartener starts the Monday after that. The summer has flown bye and believe it or not, I haven’t done one lick of back to school shopping yet. Now that we’re getting down to the wire it’s time to get back to school shopping marked off the list.
