Living for today - Planning for Tomorrow
If you’re looking for a way to make your budget stretch a little farther, or perhaps you want to creatively save for Christmas for next year, one way to do it is to take advantage of all of the ways to earn free gift cards. Here are some of my favorite ways to earn free gift cards or cash. Swagbucks I love Swagbucks and have
It seems like every week a new robo-advisor pops up. And I, for one, am glad. I love how easy robo-advisors have made saving for retirement to the average person. They’ve pretty much eliminated any excuses someone could have for not getting started investing. Here are the four reasons I love robo-advisors for investing. # 1 – They’re Extremely Easy to Use In fact, I’d
An interesting study was recently released reporting that 85% of Americans still use coupons. I honestly expected that number to be significantly lower seeing that at least from the outside looking in the coupon craze seemed to dramatically fade. While I’m not a regular coupon user or deal chaser I definitely check around for sales during Christmas time. Since that time of the year is
I’ve been an Amazon Prime member for years. When I think of various subscriptions I’ve had not a single one tops Amazon Prime. If you’ve been on the fence as whether or not you should get a Prime subscription these are the five main ways I save money with Amazon Prime. (And how Amazon Prime actually pays for itself!) # 1 – Free Two Day
A divorce is not easy by any stretch of the imagination – especially, when kids are involved. When I was divorced from the father of my children money wasn’t on my mind, at first. I knew I needed out and so I moved myself and two daughters in with my Dad without any type of plan. The first year was tough. Extremely hard. But little
There are so many ways you can apply minimalist principles to your life and get excellent results. For instance, applying minimalist principles to your finances can help you focus on the big picture and eliminate the things that don’t matter. Applying minimalist principles to your home can help you keep clutter at bay, reduce stress, and even save money. And today I wanted to talk
I think, depending on the child, at around age 4-5 kids start to understand that money doesn’t grow on trees and has to be earned. That makes this age a fantastic time to start teaching your children simple money lessons. Here are the best ways to teach your kids about money. Teaching Through Example I honestly feel that there is NOTHING more important than leading
Over the past couple of years I’ve struggled with meal planning. I found when I was successful I definitely saved a lot of money but also eliminated stress and saved time. Triple win. The problem was that I would be way too strict with myself and my good intentions would end up going out the window if I didn’t feel like things were perfect. Almost
When I share my budget I’m always asked why there isn’t a line item for clothing. I’ve already explained how I’m able to get kids clothes for really cheap, but what about clothes for myself? The truth is I just don’t have that many. And it’s a very freeing thing. My closet is only filled with items that I like and actually wear and getting
I remember the first time I ready The Total Money Makeover by Dave Ramsey. I was in my early twenties and at that time I was hell bent on following his baby steps. The good news was that I didn’t have much debt. I’ve been very fortunate that consumer debt never really appealed to me, even before I took an interest in personal finance. The
