Living for today - Planning for Tomorrow
The perks war of the 2010s brought a wave of flashy, feel-good company benefits. Tech firms led the charge with nap pods, snack bars, and yoga sessions, sparking a competitive arms race in corporate generosity. But times have changed. Between inflation, hybrid work, and shifting employee values, many of yesterday’s most hyped benefits are now underwhelming—or outright useless. Here’s a look at ten company perks
Retirement isn’t what it used to be — and neither are the tools meant to help people plan for it. The old models were built for a world of pensions, steady interest rates, and predictable lifespans. That world is gone, but many tools haven’t evolved to match today’s economic realities, gig economy careers, or longer retirements. Clinging to outdated software and calculators gives people a
Every year, millions of dollars slip through the cracks of the tax code—legally. Wealthy individuals and large corporations have long relied on a range of obscure provisions to minimize their tax liabilities. But this year, lawmakers finally closed some of the most persistent and controversial loopholes, and they did it without much public fanfare. These changes may not have made headlines, but they’re already reshaping
Some credit cards shine bright—until the honeymoon ends. The market is full of cards that lure new customers with flashy perks, generous bonuses, and VIP-style treatment, only to strip those benefits away once the introductory period is over. Consumers often get caught off guard, stuck with a card that no longer fits their spending habits or rewards goals. The excitement fades quickly when travel credits
In the world of insurance, not all that glitters is gold. Some policies are designed more for peace of mind than actual payout potential, often leaving policyholders stranded when they need help most. These flashy-sounding plans are loaded with fine print, confusing clauses, and enough loopholes to make a lawyer sweat. What sounds like smart protection can sometimes be little more than a glorified brochure.
Retirees often trust financial advisors with their life savings, believing they’re in safe, professional hands. Unfortunately, that trust is sometimes misplaced. Over the years, countless cases have surfaced where advisors took advantage of the elderly, manipulating their finances for personal gain. These betrayals are not only financially devastating, but emotionally crushing for people who can’t afford to start over. The following stories are stark reminders
Inflation doesn’t always announce itself with flashing lights and sirens. Sometimes it moves slowly, working under the surface, quietly reshaping the financial landscape without drawing much attention. While news headlines focus on rising interest rates or volatile stock markets, inflation continues to chip away at the financial stability of middle-class households. The damage isn’t always immediate or obvious, but over time, its impact compounds, reducing
Stock market tips can come from analysts, financial news, or credible investor letters. But every now and then, they come from sources that raise eyebrows—tabloids, celebrities, conspiracy forums, or shady online pump-and-dump schemes. These moments often blur the line between financial advice and entertainment, and they’ve burned many investors chasing quick gains. What’s most alarming is how easily even wild claims or unvetted sources can
Consumers grappling with debt often turn to so-called “debt relief” services, hoping for a way out. Unfortunately, some providers have been exposed for deceptive practices—and even fined by regulators. These stories serve as cautionary tales about aggressive promises, hidden fees, and misleading claims. Examining eight services that faced enforcement actions reveals recurring patterns: upfront fees, false impersonation of government or banks, failure to deliver relief,
Not all money advice ages well. Some once-respected financial experts now face sharp criticism for promoting outdated, unrealistic, or even dangerous ideas. As economies shift, technology evolves, and the cost of living soars, many of yesterday’s gurus sound wildly out of touch. Their advice may have worked decades ago, but today, it’s steering people in the wrong direction. Here are ten financial figures whose once-popular
