Living for today - Planning for Tomorrow
If you’re planning to sell your home, there’s a good chance your focus is on getting the best price, finding the right buyer, and moving on to your next chapter. But before you sign anything with a real estate agent, there’s a crucial step that can save you thousands of dollars: negotiating the real estate commission. It’s one of the most overlooked aspects of the
After decades of holding down its place in the American retail landscape, Kohl’s is finally closing for good—and it didn’t happen overnight. The department store that once felt like a go-to destination for back-to-school shopping, Sunday outfit browsing, and snagging clearance steals is shutting its doors. It’s not just one bad decision or a single off-year; this closure is the result of a slow unraveling
We’ve come a long way in just a decade. What once felt routine now looks like a strange artifact of a less thoughtful, less connected time. In 2015, we were still figuring out the digital world, navigating the early stages of tech dependence, and blissfully unaware of how much the world would change. Now in 2025, some of those behaviors seem almost absurd. Paying Extra
There’s something undeniably magnetic about rags-to-riches stories. The idea that someone can start from virtually nothing and climb their way to the top of the financial ladder is a source of inspiration for many. But while these stories often get simplified into fairy tales, the truth is far more layered. People who grow up poor and end up incredibly rich don’t just “get lucky”—they often
Downsizing your home is often sold as the ultimate life upgrade. Less space, fewer chores, lower bills—what’s not to love, right? For many, the promise of simplicity and financial freedom is just too tempting to ignore. But before you put that “For Sale” sign in the yard and start eyeing minimalist furniture sets, it’s worth taking a deeper look. Because the truth is, moving to
It happens more often than we’d like to admit: you’re juggling groceries, a quick stop at the gas station, or you’re just running in for a coffee—and your purse is sitting right there on the passenger seat, out in the open. Maybe you think it’s just for a minute, maybe you figure you can see the car from where you are. But in that moment
Your credit score isn’t just a mysterious number floating above your head—it’s a powerful reflection of your financial reputation. But while banks and lenders act like they’re doing you a favor by explaining it, there’s a lot they don’t tell you. In fact, some of the most important details about your credit score are carefully tucked away in the fine print or never brought up
Most of us weren’t handed a financial playbook when we started earning real money. We pieced things together from internet advice, TikTok gurus, friends with questionable “crypto wins,” and maybe one too many late-night YouTube rabbit holes. The truth? Most people think they’re being smart with their money, but in reality, they’re just repeating the same mistakes—over and over again. Investing isn’t just about picking
Getting that first paycheck is a moment. It’s proof that your hard work, long hours, and patience have paid off—literally. But before you go on a spending spree or book that weekend getaway, take a step back. The way you handle your first paycheck sets the tone for how you’ll manage money in the future. Blow It All in One Weekend The temptation to celebrate
The internet is full of opportunities to earn money, but it often comes with a catch: you’re asked to hand over personal information. From bank details to Social Security numbers, these requests can be invasive and risky. But the good news is, there are real ways to make money online without trading away your privacy. With a bit of creativity, caution, and resourcefulness, you can
