Living for today - Planning for Tomorrow
Are you a financially responsible adult? Hopefully, the answer to that question is “yes” but it might be a hesitant “uh… yeah?” In this case, I’ll accept both. Being financially responsible essentially means taking responsibility for your finances. What I’m really asking is, are you in charge of your finances or are they in charge of you? There is a difference. When your finances are
Getting a gift can be a real relief, especially in financially trying situations. But whether that gift is a chunk of change, a piece of property or anything else of value, it’s possible that there might be some taxes that need to be paid on it. So it’s important to talk about what happens if you fail to file a tax gift return. But before
I have rented since I moved out of my parent’s house almost a decade ago. And while there was a brief period of time that I actually looked for a condo, I’m pretty settled on the fact that I have no plans to buy a house. Will this change in the future? Perhaps, does anyone really know what tomorrow will bring. But, at the end
Many people are currently facing unemployment. While the world is starting to reopen, we’re still seeing large job losses, a lack of jobs available and overall a ton of people at home without a job. And even those that need it most can still come face-to-face with a denied unemployment claim. Three Main Reasons You Might Have a Denied Unemployment Claim Just because it’s available,
I don’t know about you, but COVID really put me through a loop. It surprised me to find out that I was holding over 80 percent of my contracts in the travel sector which crumbled in a matter of weeks. For a contract worker, it’s not great. But at least I still had something to hold on to. There were people that lost jobs and
Finances are on everybody’s mind right now. We’re in a weird place and A LOT of people are in a financial situation that they didn’t think they’d be in this year. So, I think it’s time to talk about the 6 steps in financial planning process. While this process is usually done with a certified planner, you might not want to (or be able to)
Starting a company can be challenging, not only are many entrepreneurs unfamiliar with the general process of business but money always seems to be an issue. But lately we’ve seen an uptick in angel organizations that are willing to invest money and help these startups grow. Here’s how they work: What is an Angel Investor? Angel investors are individuals with high net worths that are
We could probably all use a tad bit of extra cash right now, but many of us aren’t sure how to make that happen. No problem! There are plenty of ways to make extra cash and you can start right now and have an extra few hundred dollars, maybe even a thousand by next month. But there’s a catch. There is no truly easy, fun,
Saving money can be a bit of a challenge, even for the best of us and especially when we’re in a strange situation like we are now. The good news is you can still work to pad your pot, even if it’s with small amounts but you’ll want to take into consideration these five rules of thumb when saving money. Keep Your Savings Separate The
We’ve been social distancing for over two months by now (at least I have), and while I am not one that usually spends a lot of time away from the house because I’m a bit of a homebody, there are a few things that I regularly do to take a break. My favorite of which is to head to the movies on a solo date—something
