Living for today - Planning for Tomorrow
It’s no secret that buying groceries and having to stock your pantry and fridge can get costly, whether you’re a single person or have a family. While $2.00 for butter and $1.00 for a loaf of bread may not seem like a lot at the moment, it can add up. However, there are ways that buying in bulk to save money helps cut down on
Paying back your student loans can be a daunting task. Thinking about all of the money and interest you’re racking up can become overwhelming. Here are 5 ways you can save money on student loan debt. 1. Sign Up for Autopay Having money automatically deducted from your account can sound like a disaster waiting to happen, but with your student loans, it can actually help.
Take out the hassles of calculating and figuring out your own budget. Budgeting just got a lot easier with financial expert, Dave Ramsey’s EveryDollar app. At first glance, incorporating another method for budgeting might seem intimidating, but this app simplifies everything. Here’s our EveryDollar review to help get you going. How the EveryDollar App Works The app breaks down each month, and does all of
One of the greatest ways to provide for your loved ones financially is to ensure you have an outstanding life insurance policy. The best way to ensure you get the right coverage is to start with a site where you can compare life insurance quotes online. Shopping from the comfort of your living room or office will allow you to get the perfect policy at
Act Now; It’s Not Too Early It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your holiday shopping before the holiday “sales” start popping up. You can save money without having to fight the crowds.
What you need to know about These Programs if you’re deep in Debt You are at your wit’s end. You were already in debt and struggling to make ends meet. Bills were piling up. Now you have suffered a large financial setback that threatens to push you over the edge. How can you possibly pay your credit card bills?
Benjamin Graham is known as the “father of value investing” due to his extensive work in the field and his overall contribution to investing. When it comes to underpriced stocks & the graham formula, 1949’s The Intelligent Investor is the go-to bible for many value investors.
Are you looking for a mortgage that features a low down payment but can’t find a suitable conventional loan because of various restrictions? The Federal Housing Administration (FHA) offers loan products with down payments of just 3.5% for borrowers with FICO credit scores as low as 580 – an attractive combination for potential homebuyers with lesser credit that are struggling to come up with a
People use personal loans for a multitude of different reasons, from getting a car, to getting an education and even getting a home. Millions of people utilize these loans and without them, many people would struggle to do what they want to do in life. But while they are a good thing for many, they can also be terrible and can ruin a person, financially.
New Study Shows Their Increasing Popularity We often hear about skyrocketing student loan and credit card debt, but a different type of debt is growing at a faster rate than either of those. According to data from the credit bureau Experian, debt from personal loans rose by 11.4% in the second quarter of 2018 compared to the same quarter in 2017 – well above the 7.1%
