Living for today - Planning for Tomorrow
As a full-time freelance writer, I’m always looking for ways to advance my career and grow my business. Since I don’t have an educational background in English or writing, I’ve been thinking about getting a creative writing degree for a while. Recently I decided it was time to take the plunge and start budgeting to go back to school. But with bills to pay and
Now that COVID-19 cases are declining and vaccines are being rolled out throughout the country, you may be thinking about booking a vacation. Although it’s recommended that you limit nonessential travel now, experts believe that it may be safer to travel domestically this summer. International travel could start up again by the end of the year. But with so many uncertainties, you may be worried
Are you feeling the need to eat out less? At the beginning of the pandemic when restaurants had to switch to takeout-only, I increased my eating out budget to support local small businesses. But now that dine-in restrictions have lifted and restaurants near me are regularly packed, I’ve decided to cut back on takeout. Here’s why I’ve decided to eat out less and cook at
You work hard for your money, so why do you feel bad when you spend money on yourself? Sometimes spending guilt comes from not meeting your financial goals. If eating out prevents you from saving up for a house down payment, you may not enjoy your meal as much. But if you’re hitting your savings targets, you shouldn’t feel any buyer’s remorse when you treat
I’ve often talked about my love for self-employment and the opportunities I’ve had since making the transition to working for myself. But just because self-employment was the best option for me doesn’t mean that I dislike 9-5 jobs in their entirety. That’s actually pretty far from the truth. Regular employment can be wonderful and comes with its own set of pros and cons. There’s definitely
It’s possible to achieve financial independence no matter where you live if you save and invest the majority of your income. But if you move to a place with a low cost of living, you won’t need as big of a nest egg to exit the workforce. Here are five of the best places for financial independence around the world. 4 Best Places for Financial
I know most of you are here for frugal tips, and ways to improve your self discipline. But finance is as much about growing your income as much as about saving money. One good thing about the finance industry is that it constantly delivers new ways to make money. The latest you may not have heard of is: peer to peer bonds. Peer to peer
When I was younger, I dreamed of traveling the world as a digital nomad. I even considered living in a van to travel cheaply around the United States while I worked from my laptop. But after my first solo trips to Mexico and Las Vegas, I realized how quickly you can blow through money when you’re traveling, even if you’re trying to be frugal.
A vending machine business is a great side hustle for busy people. It only takes a few hours per week to restock and manage your machines, so you’ll earn a lot of money in a short amount of time. A profitable vending machine can generate $300 per month in revenue or more. So if you have several successful machines, you could take home an extra
Did you know that you can make money by sharpening knives? Knife sharpening is a great side hustle because there’s a lot of demand for it. Everyone has knives in their kitchen, but very few people know how to sharpen and maintain them properly. Many businesses also use knives and shears, including hair salons, restaurants, tailors, and print shops. If you land a few recurring
