Living for today - Planning for Tomorrow
Buyer’s remorse is the pit in the bottom of your stomach that you feel after making a purchase you regret. For me, buyer’s remorse usually kicks in if I buy something I can live without. If I don’t really need an item, I often regret purchasing it and wish I would’ve saved the money instead. But buyer’s remorse can happen for a wide variety of
In recent years, robots have been popping up in a wide variety of places and have been tasked with performing various jobs. Robots have become common in warehouses, manufacturing facilities, and other places that can benefit from their repetitive movements. New robots are being created that can clean stores, help with hotel housekeeping, and even serve meals in restaurants. Now that robots are being used
Most likely a confluence of factors are keeping you from becoming wealthy, rather than any single cause. Here are 19 reasons you’re not a millionaire (yet). Take a good look at how many of them might apply to your situation. You Spend More Than You Make If you fail to do this one simple thing, it doesn’t matter how much money you make — you’ll
The sayings “live within your means” and “live below your means” are often used interchangeably. However, I believe they have slightly different connotations. Living within your means simply indicates that you aren’t racking up debt to cover your lifestyle. Even someone who’s living paycheck to paycheck is technically staying within their means because they aren’t going into the red every month. On the other hand,
A few years ago, David over at My Two Dollars created a great post talking about the value of items in 1972. It’s always shocking to see the prices from only 41 years ago, so let’s break this down a bit. The Cost of Living in 1972 It should shock no one that the cost of living has increased since 1972, no matter where you
How many times have you purchased a cheap product that broke just a few months later? Inexpensive, mass-produced items may seem like a good deal when you first buy them. But the difference in quality is obvious once you get them home and start using them. Instead of buying low-cost items that fall apart, it may be better to follow the ‘buy once, cry once’
A recent study showed that 73% of Americans rated money as the number one stressor in their life. However, there’s a minority of people who simply don’t care about money and feel completely indifferent toward their finances. This mindset is known as financial apathy and can cost you a lot of money. If you aren’t motivated enough to create a budget and reign in your
Ensuring that you have a solid retirement plan in place is crucial. Pensions are largely a thing of the past, and the future of Social Security is up in the air. So if you don’t save enough in your 401k over the course of your career, you may not get to have a retirement at all. Knowing this, I’m being conservative with my retirement planning.
Many people think budget-friendly cooking is boring, but it doesn’t have to be. Spending a bit of extra money on a lemon or a bunch of parsley can help take your home cooking to the next level and stave off your desire to order takeout. Here are six affordable ingredients I use to spice up my meals so I don’t get frugal food fatigue. 7
Recently I learned about a phenomenon called stealth inflation. It’s a type of inflation that happens when businesses add fees to their products and services to help maintain their profit margins. Resort fees at hotels and service fees on food delivery orders are two examples of stealth inflation. It’s estimated that Americans pay $65 billion in fees every year. So learning how to spot and
