Living for today - Planning for Tomorrow
My partner and I live on one of our incomes and save the other, which doesn’t leave tons of room in our budget for splurges. But by purchasing items secondhand and waiting patiently for sales, I’ve been able to treat myself to designer clothes and handbags without breaking the bank. Here are some of my best tips on how to buy nice things without going
Although becoming a one car family isn’t possible for everyone, if you can manage it, you’ll save a ton of money. Owning one vehicle is expensive, let alone two or three. Between maintenance and insurance, your spare car could be costing you hundreds of dollars per month. If you could save that money or use it to pay down your debt instead, you’d be able
Because the pandemic is keeping many of us inside this holiday weekend, it can be difficult to come up with productive things to do on MLK 2021. The volunteer events you attended in past years may be cancelled due to the coronavirus. Maybe you were even planning a trip to a museum with exhibits about the Civil Rights Movement, but no longer feel safe going
If you’re a financially responsible person who’s trying to save and invest as much of your income as possible, it’s easy to overcorrect and become too frugal. This may cause you to feel guilt over spending money instead of saving it, even if you’re buying something you need. For most of my life, I’ve struggled with anxiety over spending money, but have managed to overcome
As your income increases, it’s natural for your spending to go up. But when you secure a big promotion, it’s important not to let your purchasing habits get out of control. If you loosen your belt too much, you might end up neglecting your other financial goals like saving for retirement. To help you avoid lifestyle creep, here are four of my best tips. Save
It’s that time of year again where we start to think about our financial goals for the next year. Most of us want to save more money, make more money and be able to afford to do the things that we want. But with 2020 being such a financially challenging year, it’s possible that many of us are starting close to zero again and we’re
Everyone wants to provide for their family and create generational wealth to give their kids the best chance of success. But if you don’t have a six-figure salary, how can you build a big enough nest egg to give your children a leg up in life? According to a recent survey, 33% of millionaires never made six figures during any year of their entire career.
There are a lot of people out there who don’t have adequate health insurance, and that number has been increasing in the past few years. Health insurance is incredibly important to have. While you hope you never really have to rely on it heavily, it can make everyday living much safer and secure for everyone involved. There are a few reasons why people don’t have
This year wasn’t exactly the most motivating year. We’ve been stuck inside, separated from the people we love and, if your year’s been anything like mine, you’ve probably hit about none of the goals you set for yourself when you were excited about the potential of the new year. It’s easy to wonder if it’s even worth it to set out goals for this year.
Hopefully, you’ll never have to use it, but if you financially plan for a job loss now, it could make the blow a bit easier when and if it comes around. At least financially. This year hasn’t been great for a lot of businesses which means that, unfortunately, a lot of people have lost their jobs. Many of those people were not financially prepared for
