Living for today - Planning for Tomorrow
Congratulations to the class of 2018. We have a graduation present for you: five credit tips for recent college grads. One of your first post-graduate lessons should be on the proper use of credit. Poor early decisions regarding credit can have adverse effects for years. Here comes some credit tips for college grads. In the words of millennial money expert Stefanie O’Connell, “It’s really important
You’ve made some life decisions that you’ve regretted, and some of those decisions surely involve money. What sort of money mistakes have you made? Don’t be shy about admitting your financial mistakes. According to the latest version of Finder.com’s annual “America’s Biggest Money Mistakes” survey, you have 192 million fellow Americans to keep you company. More than three-quarters (78.3 percent) of respondents claimed to have
Are you having difficulties paying off your student loan debt? If you don’t qualify for other methods of help, refinancing your student loan might be a suitable option. Consider these seven questions to see if refinancing makes sense in your case.
Although big banks stole most of the spotlight in the Economic Growth, Regulatory Relief, and Consumer Protection Act, the new law includes improved fraud alerts and credit freezes for consumers. The law President Trump signed late last week had attempted to dismantle the post-credit crisis legislation known as Dodd-Frank. While it achieves some of that for big banks, it also gives consumers some additional tools
Act Before May 31 to Get Your Money Back Although Western Union has served as a reliable method for rapidly sending money over long distances since the late 1800s, the service is also used by scammers with increasing frequency. This has resulted the settlement of Federal Trade Commission (FTC) charges that Western Union had not been doing enough to protect consumers from these scammers. The
Where You Can Make the Best of a Bad Credit Situation It’s no fun having a bad credit score. You pay higher interest rates for your credit – if you can get credit at all. You have little room for financial error. A small, unexpected bill can cause big problems. At least your hardships may not be as bad if you live in certain states.
It Will Cost You More to Buy a Home The housing market topped a new threshold over the past week. Buoyed by a strong economy and a series of interest rate increases by the Federal Reserve, thirty-year fixed mortgage interest rates reached 4.61 percent – the highest number since May of 2011. Rates crossed the 4 percent threshold in the week of January 11 and
Solo: A Star Wars Story premieres tonight, and some theaters are holding fan events before the screening that will include costume contests. If you’re considering attending — or even if you’re planning to see the movie at the theaters later on — the following list of costumes on Amazon might pique your interest. You’ll definitely enhance your experience of the flick with the following Star
What goes up must come down – when considering the effects of gravity. That principle doesn’t typically apply to federal or state taxes. In the rare cases where taxes do go down, other taxes tend to go up to compensate government coffers. Because state taxes are often linked to the federal tax code in different ways, changes in the federal tax law have ripple effects
Average Homebuyer Score Rose from 700 in 2005 to 732 in 2016 Welcome to the 2018 home-buying market: Rising demand and an extremely tight supply of homes, especially in the critical starter-home market, make it difficult to realize your goal of home ownership. In this market, you’ll need two important things to land your dream home – more money and a higher credit score. Data
