Archive for May, 2010
Woman Conducts IPO on Her Future Earnings
Wow. Kjerstin Erickson has decided to offer some of her future income for cash up front. She is currently seeking investors to invest $600K with her in exchange for 6% of her lifetime earnings. It’s a very interesting approach. Two others have decided to seek $300K in exchange for 3% of their future earnings. Would [...]
Cutting Down on the Food Budget
We’ve always been a bit guilty of eating out more than we should. Over the last couple years we’ve actually scaled back quite a bit. It’s hard to go drop $40+ on a meal when you know you could eat MUCH cheaper at home. The problem with eating at home has been that we aren’t [...]
I’m “This” Close to Canceling our Home Phone
We’re just about to pull the trigger on canceling our home phone service. I have resisted canceling our phone because I have used it a lot for work, since I work out of the house. Recently, I received a VOIP phone number and a Plantronics USB headset for my work laptop and it is working [...]
If You Could Hear the Crying
As the recession continues I’ve often wondered about the personal suffering that is undoubtedly happening in homes across the country. What are the conversations as families sit around the dinner table? For those people in the 10%+ group that are out of work with few prospects for a paycheck any time soon, are they suffering? [...]
Have You Purchased a BluRay Player?
Blu-ray, Blu-ray, Blu-ray. It seems everyone is excited about Blu-ray. Personally, I’m not sure what the fuss is about. From my perspective, from what I’ve seen, it seems to be an overpriced new media format that doesn’t really seem to improve the quality “that” much. I have watched the sample Blu-ray movies in various stores [...]
Confession: Coming Clean About Our Expenses
I’ve been spending a lot of time lately peering in to my personal finance spreadsheet. This is the spreadsheet that shows all of our major assets, our income, our expenses and our liabilities. The assets and liabilities really haven’t changed much. Here’s a quick rundown of the major stuff: House: $340K Lake House: $155K Toyota [...]
An Update on the Killed Cable
It’s been a couple weeks since we killed cable and we have absolutely NO regrets. Just as we suspected, we haven’t missed it a bit. We still find plenty of things to watch on TV and we’re saving over $50 per month. Maybe I should rephrase the whole “killing cable” thing. We didn’t actually kill [...]