I must confess that I love watching consumers exercise their right to shop where they believe they’ll get the best value. The latest article on MSN highlights that online banks are seeing large increases in new members as people, fed up by the latest fee hikes at commercial banks, shop around for better deals. While [...]
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These days it seems like every other house on the block is headed towards foreclosure in some areas of the country. We’ve seen a few around our neighborhood but overall it’s been relatively light compared to some parts of the country. When people walk away from a home and the bank forecloses, there is often [...] Amazing. I never thought I’d see a 30 year mortgage rate below 4%. It’s an amazing time to buy or refinance a home if you meet all the latest criteria. You know, have a job, have 20% equity in a home (refinance), have a 20% down payment, have a high credit score and the list [...] As we’ve been living through the foreclosure mess of the last few years, I haven’t heard all that much about the banks going after homeowners for remaining balances on a mortgage once the foreclosure and sale of the property has taken place. This appears to be on the incline and there is a whole new [...] |
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