Mortgage Rates Fall Below 4% For First Time

Amazing.  I never thought I’d see a 30 year mortgage rate below 4%.  It’s an amazing time to buy or refinance a home if you meet all the latest criteria.  You know, have a job, have 20% equity in a home (refinance), have a 20% down payment, have a high credit score and the list [...]

How To Stop Being Anxious About Money

I’d like to say that this is a post about getting rid of your anxieties with money.  The reality is that this post is more about exploring my own anxieties with money, why I have them and how I combat them. I have thought about and worried about money since the 7th grade.  I grew [...]

Can You Live Well on $40,000 a Year?

I read an article today about Danny Kofke.  He’s the author of the book: A Simple Book of Financial Wisdom.  In the article, Danny talks about how he and his family live on $40,000 per year.  There really wasn’t any new information or advice on how he does it but it’s definitely worth reading. A [...]

We Are The 99 Percent Blog

Have you seen the 99 percent blog?  Regardless of whether you think the banks are part of the problem or if each person is responsible for their own situations, it’s still interesting to see what people are saying.  People write down on a piece of paper what their situation is (and they are pretty much [...]