I’m hoping to start some dialogue on the subject of home ownership. It seems like there are a lot of PF bloggers that don’t own homes, or any real estate. Why is that? Do a lot of people think that real estate is risky? (Which I don’t disagree with, but I think it’s a relatively moderate risk when compared with all the other places that
Recurring Bills on a Credit Card
It’s no secret that everybody loves your money. We all give it away to businesses every day with the assumption that the goods and services that each company has, is a better deal than a specific amount of money that’s in our wallet at the time. These days, the money doesn’t even have to be in your wallet. In fact, it doesn’t even have to
$.03 cents off per gallon? A free blender?
So, I’m sitting here having my morning coffee and reading the Sunday paper. Safeway (grocery chain) has a full page ad in the paper that says if you spend $50 in their store, you can get an extra 3 cents off per gallon of gas. If you car holds 15 gallons of gas, that’s a whopping $.45. So, what is that? Less than a 1
Great Article about Current Debt Levels
This is a great article that lists the different debt levels for mortgages, cars, consumer credit, student loans etc. The numbers are pretty darned high. I’m glad that we aren’t staring at any of these numbers in our house (with the exception of the mortgage). Anyway, interesting to read through. Check it out here: http://money.cnn.com/2003/09/25/pf/millionaire/q_debtstackup/index.htm
Payday loans are from Satan himself
You have got to read this article in the Seattle PI. It looks at Payday loan companies and what kind of interest they charge. How about 391 percent? I just don’t know how people can offer this and sleep at night. It’s interesting (not surprising) that they saturate areas that have lower incomes and prey on the people that can least afford to use their
Long Car Loans can Kill
Anyone who really knows me, knows that I’m a big fan of cars. I always have been, and probably always will be. Due to this fact, I’ve learned a few hard lessons about how much money you can burn up with this passion. Well, I’m done making mistakes on that front. I don’t plan to “overspend†on a new car any time soon. Here is
Everybody loves your money….. Even the banks!
Imagine a society where everyone makes enough money every month to pay all their bills and they even have some cash left over. Gone would be the endless fights between husband and wife over which bills to pay, which child they should buy shoes for, which financial crisis to address first. Couples would have to figure out something else to fight about every evening after
Those Damn Jones’
I used to think that everyone who had a lot of “stuff†were way better off than I was. You know those people. We all live near them. It wasn’t until I read a book called “The Millionaire Next Door†that I realized how wrong that assumption is. If you haven’t read this book, it should be the very first book you read about money.