MSN article highlighting adjustable rate mortgages and rates of foreclosure. One thing that caught my eye. Rhonda took a two year adjustable rate at 7.8%? Can you say “robbed”? I’m guessing she must not have stellar credit. http://moneycentral.msn.com/content/Banking/Homefinancing
Don’t Go In To Debt For That Vacation!
Take a look at this article that talks about how to pay for that next family vacation. Basically, the article states that you should plan ahead a bit. If the vacation is important to you, then why not make it a priority all year long to put aside a bit of money. He also talks about potential ways to save on other things to make
Oprah’s Debt Diet
I was going to write a post about Oprah’s debt diet. (Their “finale” was yesterday) but I found that “It’s Just Money” did a good job and said pretty much everything I was thinking. One part of the show that I found a little annoying was their level of enthusiasm about declaring, “Great news. You are going to be a millionaire”. I guess I would
Stack the Cards in YOUR Favor at a Car Dealership
Have you ever wanted to know how the car dealers spin their web? It’s no secret that going to a car dealer to buy a car is not exactly everyone’s favorite activity. Car dealers use many techniques to put you in a car with the cards stacked in their favor. Many people end up paying far too much for their vehicle because they don’t know
Sign Anything You Like on Your Credit Card
Okay, along the same lines as submitting a torn up credit card application and actually getting the card is this: This guy decided to get creative on what he signed on his receipts. He started out just using a different looking signature and progressed to writing square boxes, X’s, Mariah Carey, and on and on. It’s worth a look. I have to wonder what the
Torn up Credit Card Application Taped Back Together and it Worked
Well, this is a bit scary! If you’ve never visited http://www.cockeyed.com, you gotta do it. In one of his latest experiments, he rips up a credit card app, just like many people do, and then tapes it back together and sends it in to see if they’ll send him a new card. Sure enough, he received his credit card app in the mail at an
Pay a Lot on Your Credit Card and the Government Hears about it?
Could this really be true? If you pay a large amount on your credit card, you set off some bells and whistles and the financial institution has to notify the government? I’m not sure if I believe this or not. Here’s the article for your reading pleasure: One other thing to note. I’ve never seen this website before and don’t know if the Scripps Howard
Oprah’s Debt Diet Part 2
I just watched the second Oprah “Debt Diet” show. I continue to be struck with how these folks are in denial. hey have all this top quality help and they still aren’t taking it very seriously. They are acting like children who don’t like the adult telling them what to do. I don’t think they’ve truly come to terms with the mess that they are
Real Estate is a Funny Thing
I continue to be amazed at how our home values keep increasing in our neighborhood. Prices are going up so much, that it almost makes me wonder when they’ll come back down. At some point, with interest rates going up, and prices going up, there won’t be any buyers that can afford to buy these houses. When I moved in to our house 3 years
Oprah has a New Friday Show – Get Out of Debt
I was excited to see JLP’s post (AllThingsFinancial) on what Oprah is doing with her friday shows. She calls it the Debt Diet. She is profiling families who are in debt and in need of help. You can view each of the families profiles on her website: The Bradleys: http://www2.oprah.com/money/debtdiet/family The Egglestons: http://www2.oprah.com/money/debtdiet/family The Widlunds: http://www2.oprah.com/money/debtdiet/family My hope is that this attention to a significant