Okay. What the heck was I thinking? If I’d really wanted this truck, I should have posted the question to a “Get Some More Debt” blog. But no. Einstein here posted the question to a community of personal finance folks. The outcome, via comments, shouldn’t surprise me. Thanks to everyone who posted. I guess I knew the right answer but was hoping that, if I
Well, I’m back out on the ledge again. I’m just agonizing on whether to buy a new truck or not. Yeah, I know, I’ve talked myself out of it twice before. But the urge just keeps on coming back. Here’s the situation: I have a 1997 Toyota Tacoma that has 95,000 miles on it (or so). I’ve owned it for 7 years. (which is much
What a day! It all started when I had to wake up at 4:45 this morning. I had to be in the office at 6:00 am and then be in our VP’s office at 6:30 to give a presentation. Needless to say, I was a bit tired. Later in the day, I had a conversation with a young guy (20) who asked me a question
You have to smile and think, “Amazing” that we’ve sunk to such a low. How did they do it? What did they do to turn so many Americans in to crazed lunatics. Running, screaming, shrieking as they push each other out of the way to be the first person in to a Walmart, Sears, ToysRUs, etc.. Yes, $397 is a pretty good price for a
http://money.cnn.com/2005/11/23/pf Well, I never thought I’d actually link to an article about Billy Graham, but here I am linking to it. He articulates that Americans shouldn’t spend so much money for Christmas and cites the rampant consumerism that is so prevalent these days. http://money.cnn.com/2005/11/22/pf An article that gives tips for dealing with paying for all this consumerism http://today.reuters.com/news/newsArticle.aspx Debate over what is going to be
Well, the articles on interest rates and variable rate mortgages are starting to flow pretty heavily now. I guess that’s to be expected. If you recall some of my previous posts about variable rate mortgages during the lowest interest rate period in 40 years, I was questioning if variable rate mortgages were the right decision for people. A lot of people got them. Not only
I’ve decided to start a new campaign. I call it “Paper or Plastic”. Let me explain. Plastic = credit. You know what this is. 18% interest (or worse). Paper = cash. We all know what this is. Greenbacks. I believe you should always use paper. ALWAYS. Sure, there are a few people out there that have the self discipline and knowledge to use credit to
Create Some Good Fortune for Yourself You may have heard this statement before, but I’d like to make it for those of you who haven’t heard it: If you don’t ask, the guaranteed answer is no! Now, with that in mind. Here’s a list of things you can do to try to lower your outgoing expenditures: Call each credit card company and ask them for
http://money.cnn.com/2005/10/14/pf/bad_banks_0511/index.htm No secrets in this CNN article, but you know what? It makes me mad. It just doesn’t seem morally right, nor ethical to use so many tactics to take people’s money. It is absolutely ridiculous that these companies can prey on so many people that don’t take the time to read the fine print, and even if they do, aren’t likely to follow every
Just when I thought I’d heard it all about credit card companies, I hear of another dirty trick they are pulling. A friend of mine told me that he had been carrying a balance on a card with a certain credit card company. (I don’t want to mention which card company it is because I don’t want them to -chase- me around trying to sue