This is a GREAT movie to watch. It’s an interesting view in to the very rich people in society. I believe you can also find it on Netflix:
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Refinancing the Mortgage With HARP
A few years back we refinanced our mortgage to get a lower interest rate. At the time, we were absolutely thrilled to get a 4.875% mortgage. I never thought I’d see rates that low. The only drawback was that we’d stretch the loan back out to another 30 year term. We decided to mitigate that by paying extra all year long. We did that by
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Young People Don’t Have it Very Easy These Days
Rob Carrick with the Globe and Mail wrote an interesting article comparing what it was like to be a young person in 1984 versus what it’s like to be a young person in 2012. It was a great article and really makes you think, especially about the cost of getting an education. The reality is that he could have thrown in health care (if this
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We Didn’t Get the House!
If you happen to follow me on Twitter, you know that I put an offer in on a house last week. It was the first time I’ve actually attempted to buy a rental property and I definitely learned a few lessons. I keep a constant eye on all the properties in my area to get a sense of the real estate values, but also in
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Is It Possible to Have a Quick Closing on a Short Sale?
Up until recently I’ve always ignored all the short sale real estate listings in my area. I’ve had this assumption that short sales never actually get completed and that it takes many months of hassle to even find out it didn’t go through. In the past, I’d seen a number of friends try to buy short sales and not one of them were ever successful.
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Firefighters Battling Police Officers Due to Austerity Cuts
Well, it’s starting to get uglier in Belgium and I can only imagine how long it will take before the US ends up in a similar situation. http://www.businessinsider.com/belgium-brussels-police-firefighters-2012-2 Firefighters were out protesting against a raise in the retirement age from 58 to 60 and it was up to the police to keep order. In the end, the police officers ended up all wet from the
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The Era That You Join the Workforce is HUGE
I met up with some friends of mine last week for a drink in downtown Seattle. I hadn’t seen them for years and had a great time catching up. They are all quite successful in the Information Technology field and have faired well through this economic downturn. As we talked, late in to the evening, I marveled at how fortunate we had all been to
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Mortgage Rates Fall Below 4% For First Time
Amazing. I never thought I’d see a 30 year mortgage rate below 4%. It’s an amazing time to buy or refinance a home if you meet all the latest criteria. You know, have a job, have 20% equity in a home (refinance), have a 20% down payment, have a high credit score and the list goes on. We refinanced a couple years ago at 4.87%
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How To Stop Being Anxious About Money
I’d like to say that this is a post about getting rid of your anxieties with money. The reality is that this post is more about exploring my own anxieties with money, why I have them and how I combat them. I have thought about and worried about money since the 7th grade. I grew up in a very blue collar home with parents who
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Can You Live Well on $40,000 a Year?
I read an article today about Danny Kofke. He’s the author of the book: A Simple Book of Financial Wisdom, available at Amazon for $12. In the article, Danny talks about how he and his family live on $40,000 per year. There really wasn’t any new information or advice on how he does it but it’s definitely worth reading. A few things caught my eye
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