My partner and I live on one of our incomes and save the other, which doesn’t leave tons of room in our budget for splurges. But by purchasing items secondhand and waiting patiently for sales, I’ve been able to treat myself to designer clothes and handbags without breaking the bank. Here are some of my best tips on how to buy nice things without going
How I Overcame My Guilt About Spending Money
If you’re a financially responsible person who’s trying to save and invest as much of your income as possible, it’s easy to overcorrect and become too frugal. This may cause you to feel guilt over spending money instead of saving it, even if you’re buying something you need. For most of my life, I’ve struggled with anxiety over spending money, but have managed to overcome
How I Avoid Lifestyle Creep
As your income increases, it’s natural for your spending to go up. But when you secure a big promotion, it’s important not to let your purchasing habits get out of control. If you loosen your belt too much, you might end up neglecting your other financial goals like saving for retirement. To help you avoid lifestyle creep, here are four of my best tips. Save
4 Tips on How to Stretch a Dollar
It can be downright scary when it rolls around to the last week and you have no money left. You end up standing there thinking “how are we going to make ends meet for the next few days until payday rolls around.” It’s stressful for you and your family. That’s where learning how to stretch a dollar comes in. We would all like to make
Buying Used Furniture Vs New – Worth It or Just Gross?
Is your dilapidated sofa finally kicking the bucket? Are you moving? Perhaps, it’s time for some new furniture. But here’s the dilemma: You’re on a budget. So buying used furniture vs new is next on your mind. What are the pros and cons? When is it worth it…and when is it just gross? We’re going to explore all of that in today’s article. I was
Tipping Etiquette 101: Do You Tip At Sonic?
A shift in our culture has occurred. It happened when the flow of currency went paperless. Most companies adjusted accordingly. One occupation slipped through the cracks, however. To this day, it’s hard to get a unified answer from managers, employees, and customers on what is the right thing to do. One such question we’ll explore today is: Do you tip at Sonic? I’m not here
Here’s How I Get Cash Back on Online Purchases with Rakuten
I’ve previously talked about my love affair with online shopping, it’s by far the best way to shop in my humble opinion. I find the products to be generally cheaper, though you need to do some shopping around and everything gets delivered right to me. But you can save more money by shopping with Rakuten, so let’s talk about how I get cash back using
Master Eating Healthier on a Budget
One of my newest endeavours is to find ways that see me eating healthier on a budget. I’m currently trying out a dairy-free diet to see if it combats an autoimmune disease that I have, and what I’m finding is eating healthy is really expensive. I’m not sure why a bag of chips is way cheaper than a pack of organic strawberries, but someone somewhere
Is Amazon Prime Worth It?
I’m an avid online shopper. I love the ease, convenience and money-saving aspects of picking out what I need on my phone or laptop (I shop both evenly). Due to my online shopping habits, I feel I’m uniquely qualified to answer the question: is Amazon Prime worth it. What is Amazon Prime? Before we answer the question “is Amazon Prime worth it” we need to
Surviving (and Thriving) in the Gig Economy
According to Brad Smith, CEO of Intuit (the company that owns TurboTax), “gig economy” workers currently comprise about 34% of the U.S. workforce, based on their customers’ tax return information. There are some obvious benefits to being self employed – You can take time off when you want it, make your own schedule, and turn down work when you simply aren’t interested in doing it.