Have you noticed the market hasn’t been doing so well lately? :) Yeah, me too. My 401k has taken a bit of a beating lately but I know that I just have to hold on for the ride. Rather than fret about the unrealized losses I’ve been seeing, I need to remember that the dips give me an opportunity to buy the same investments at
Mindless Wandering In the Land Of Retail
I had some free time yesterday so I decided to do a little window shopping. Why? you ask. I just don’t know. I haven’t wandered the aisles of stores in months. I figured I’d just kill a little time. As I headed towards the local shopping district I was amazed at the sheer number of cars on the road for a Sunday afternoon. It almost
The Magnetic Draw Of Consumption
I don’t know what the deal is lately but I find myself yearning for stuff. Unfortunately it isn’t cheap stuff either. In the last week I have been looking at: -A new laptop -A new desktop PC -A GPS unit -Granite counters for the lake house -A different truck I definitely don’t need a new laptop. No question about that. If I end up buying
I Can Lower My Monthly Payments With A 40 Year Mortgage
Great news. I received a letter in the mail today from Countrywide home loans. Apparently they’ve done the math for me and I could be paying less every month for my mortgage by switching to a 40 year loan. Here are the benefits that they listed: -Lower your monthly payments -Consolidate or pay down higher interest debt -Get cash to do the things you want to
More Progress On The Lake House
I know this is probably starting to sound repetitious but we spent the weekend out at the lake working on the house. We were able to complete the siding over the deck (cedar peak) which I’ve been wanting to do for quite some time. We also got the heat pump delivered and I wired it in. In the next couple weeks we’ll have the company
Equity
I’m back out working on the cabin. I decided to take a couple days off this week since the weather is so nice. I’ve got a few things lined up to get completed on the cabin. I’ve asked the heating company to come out tomorrow and finish the install of the heat pump and fire the system up. I have run the wiring out for
I Wonder What The Rest Of The World Thinks
Yeah, I know. You aren’t supposed to care what other people think. When I see pictures like the one below though, I often wonder what the rest of the world must think. Looks like Materialism at it’s finest. Bling bling! I can only imagine how much those wheels and tires cost. They probably cost more than the whole car is worth. But, if they bought
Qwest Does The Right Thing
On December 15, 2007 my parents had a fire at their home. The fire gutted the garage/shop and smoked the inside of their house. Days after the fire, my mother called the various utilities to stop them while they waited to rebuild and clean their house. They knew it would be months before they would be able to get back in their house and didn’t
Amazing Vizualization Of Consumerism
When I saw these images of various consumer products that are vizualized in their various quantities I was struck with how much waste we have in this country. 426,000 cel phones are retired every day. http://www.themorningnews.org/archives/galleries/running_the_numbers/11rtn.php http://www.themorningnews.org/archives/galleries/running_the_numbers/12rtn.php 11,000 jet trails are produced in this country every 8 hours http://www.themorningnews.org/archives/galleries/running_the_numbers/ http://www.themorningnews.org/archives/galleries/running_the_numbers/02rtn.php 106,000 aluminum cans are used in the US every 30 SECONDS! http://www.themorningnews.org/archives/galleries/running_the_numbers/05rtn.php http://www.themorningnews.org/archives/galleries/running_the_numbers/06rtn.php 60,000 plastic
How Free Is My Computer?
A lot of people talk about open source and point out that it’s the holy grail of software. I love open source software just as much as the next guy but I also like Windows. I’ve used Linux in the past (an old Redhat version and the more recent Ubuntu) but I could never bring myself to use it exclusively. Like many others, I found