Living for today - Planning for Tomorrow
I know what I think, but I’m curious what you would do in this situation. You are middle aged and wanting companionship. You find someone that is kind, funny, supportive, complimentary and attractive but their spending habits are horrendous. (See below) Dear Prudence,I’m in my early 50s, and this is my first real relationship in about four years. Good men have been hard to find.
It’s obviously not a secret. Everyone loves to spend money. The desire to acquire new things is so programmed in to our minds that it’s almost primal. Just go next door, or visit a relative, or simply go to the mall and “people watch”. Everywhere you look, people are either spending money, or thinking about spending money to buy things that they might need, although most
Everywhere I look I see opportunities to spend money. Some of them are tempting, but many others are not. Certainly we all have needs and wants. Recognizing how the “wants” can hurt you financially is a huge step in the right direction. Here are my top 10 ways to waste your money and after those 10, we’ll look at what you could have done with
I just read about a roadshow that teaches kids the basics about money. I suppose it’s a start. My preference would be to have a full curriculum in our schools to teach younger kids about personal finance. Since we don’t have that, I guess we have to be glad that at least someone is making an attempt to teach our children about money. This program is
I guess it’s a sign that it’s getting harder for the banks and mortgage companies to find someone to loan money to. I continue to get more letters from various lenders telling me that I am qualified to either refinance my home mortgage with them or take equity out of my home. The latest is from my actual mortgage company. The top of the page
You look in the couch cushion for a down payment Anything at your workplace is deep fried You know any bill collector on a first name basis Your car payment is more than 30% of your take home pay You are on a payment plan at the local payday loan office Your credit card minimum payment is more than 15% of your take home pay
I read a great article in the local paper here about a couple that has found themselves in a high stress situation. They simply can’t afford their home. They have an 80% value mortgage and a 20% “extra” loan for their home. Due to their credit card debt, they couldn’t get a standard mortgage so they found someone that offered a solution for them. House
I was flipping channels yesterday while I was taking a break from working on the cabin. Out at our family cabin that is across the street from the place we are building, we only have about 8 channels. My parents really only wanted the basic channels since tv isn’t much of a priority out there. One of the channels you get, no matter which cable
Here is a post that was previously posted back in March of 2005. If you haven’t reviewed the ELYM archives, you may want to take a peek. ———- As you’ve read through all of these articles, have you found yourself thinking that you should have done a few things different? Could you be better off now if you had made different decisions earlier on? Do
Ahhh, the many things I’d like to buy. Near the top of the list is a GPS unit. Do I really need one? Nope. This is clearly in the “WANT” category but I’d still like to buy one. Maybe you already own one? Your price point was obviously higher than mine. I almost bought a GPS unit when I purchased my car a couple years