Polonius had it right, for the most part. In “Hamlet,” he advises his son not to borrow or lend money because “loan oft loses itself and friend.” That said, it’s hard to say no to the people closest to you. When they need help, if you are in a position to provide that help, the emotional bond you’re risking makes it really difficult to deny
How Much Money Should You Have Saved?
Growing up sucks the second you realize you have to make money and pay your bills. And there’s so much chatter about making money, saving money and planning for the future—but what does any of that really mean? How much money should you have saved? Is there even a right answer? How Much Money Do You Need to Live? When it comes to figuring out
6 Easy DIY Projects to Make Money
Crafting can be a great way to make a few extra dollars, especially if you have a small start-up budget to work with. If you’re looking for a great DIY project to create and sell, here are some easy projects to make money: Mini Succulent Plants Mini succulents are all the rage right now, so if you’re looking for easy projects to make money consider
4 Ways to Relax Without Retail Therapy
I’ve noticed lately that a lot of destress methods include spending a boatload of money on things that you absolutely don’t need. Retail therapy we call it, but I’d fancy a more accurate description being “a huge waste of money.” But there are a ton of great ways you can relax without retail therapy, let’s talk about them: Read a Book My favorite way to
Are Monthly Subscription Boxes a Waste of Money?
Monthly subscription boxes are all the rage right now—FabFitFun, Ipsy, Popsugar. You can get subscription boxes of anything and everything. Are you interested in true crime? You can solve a crime with Hunt a Killer. Interested in books? Try Once Upon a Book Club. Don’t have time to make dinner? There’s a subscription box for that… or more accurately, there are several. But the real
What Can’t You Cheap Out On (And Where Can You Save A Few Bucks)
Not everything has to cost a fortune, over the years I’ve learned what you can and can’t cheap out on—here’s my list: Don’t Cheap Out On These Things Some things are definitely worth their price. These items are (hopefully) going to be with you for a longer, and therefore if it were me, I’d be willing to fork over a bit more cash. Here’s my
Money Problems: How to Stop Feeling Hopeless
Money’s this big emotional trap—we need it, we want it, we can never seem to really have it, and it’s almost impossible to talk about. We’re so hush-hush about money and our money problems. It’s no wonder that people are often feeling hopeless about money. We are consumed, frustrated and exhausted. Not having money is disheartening and having it seems fleeting because it never really
4 Important Tips for Understanding Money
Money is something most of us don’t ever truly understand. Take it from me, I 100 percent don’t understand money most of the time. It’s a mysterious subject, one that we more likely than not avoid because it’s a taboo subject. Even though it really shouldn’t be. Over the past few years of my adult life, as I’ve tried to better understand my own money,
How to Avoid Fraud: A Quick Guide
Everywhere you look, someone is trying to take your money. And sometimes, it’s quite literal. But in the past few years I’ve learned a few things: No Nigerian prince wants to give me a large sum of money not even if I fork over some upfront cash. I do not have a mysterious aunt Freida who’s left me $56,000 in her will, and also if
Paying Off Debt Even With a Low Income
Figuring out how to pay off debt can be a serious challenge, especially if you have a low income. But it’s totally possible and with a lot of work, patience and dedication you can definitely get yourself out of debt. Here are some of the best tips I’ve ever received about paying off debt: Get Real With Your Finances Take some time to actually sit