I am the queen of low-cost entertainment. While I don’t mind the occasional “fun” expenditure, the cost of doing things these days simply boggles my mind. To go out for a nice dinner, you’re looking at a bill of around $40 (unless you hit up a happy hour, then you’re good), anytime you want to head to a museum or local event you’re looking at
How to Build a Life Plan
As you get older, building a life plan gets more important. When you’re young, you have so many dreams and plans, but as you age, they seem to get further and further away. So if you’re looking for a way to get yourself back on track, figure out what you want to do and navigate a way to get there, here are a few tips
How to Develop an Internal Locus Of Control
First thing’s first, what is an internal locus of control? I admit, it sounds a little loosey-goosey, but hear me out. An internal locus of control is a deep understanding that you, not fate, are in control of your destiny. And where you go in life (both figuratively and literally) is a result of your choices, not some overall unintelligible “plan.” I’ve learned recently that
4 Reasons You Should Have Multiple Streams of Income
Finite careers within the confines of the 9-to-5 corporate job market where there are strict salary and time guidelines are normal for lots of people. But those who set up multiple streams of income have a little extra freedom and choice. Are you considering setting up multiple income streams? Here are a few reasons why I think you should: No Job is Ever Really “Safe”
5 Ways to Prevent Credit Card Skimming
Card skimming can happen in any situation. The best way to prevent credit card skimming is to be aware of the risks that are out there and keep your eyes open. But that sentiment is pretty vague, so where are a few additional tips that you can help you prevent it. Use an RFID Wallet When it comes to trying to prevent credit card skimming,
Financial Resolutions You Need to Make in the New Year
Happy New Year, welcome to 2019! It’s time to put together that list of New Years Resolutions we’ll be gung-ho for until the end of January when we seemingly “forget” that they exist – oh, is that just me? I both love and loathe New Years. I crave the fresh new start that it brings every year but am disappointed by the fact that
It’s That Time of Year Again: Doing the 52-Week Savings Challenge
Saving money can be challenging for the most disciplined. It’s hard to resist the urge to spend money that’s sitting in an account, especially if you have things you sort of need to purchase. Not actual needs, but things you think you need. If this sounds like something you struggle with then maybe the 52-week savings challenge (aka the 52 Week Savings Challenge) is for
Don’t Go Crazy on Post Holiday Sales
The post-Christmas season can be a crazy time to grab some great deals. While Black Friday and its aftermath (Black Saturday and Cyber Monday) are one of the biggest shopping times in America, the post-Christmas period can be a great time to land on some post holiday sales. Last year, mobile orders rose to 50 percent on Christmas Day. Which simply goes to show that
Dream of Being Self-Employed? Here’s How To Prepare Yourself
In December 2017, I set out with a goal. I wanted to be self-employed by the end of 2018. It seemed like an impossible feat but its now December 2018 and I’ve been working for myself for the past six months. If you’re wondering how to become self-employed in the next year or so, there are a few things you can do to start preparing
What Your 2019 Budget Needs to Include
The b word, again! Gross. I recently wrote about your need for a budget, but I got to thinking that while I’ve established why you need a budget I didn’t exactly cover how to create a budget or what your 2019 budget needs to have. With that in mind, I thought I would follow up with a more detailed post on the ins and outs of