Bankruptcy Rules Might Go Up for Review According to the G.19 Consumer Credit Report recently released by the Federal Reserve, America’s total student loan debt has topped $1.5 billion – and we are having trouble paying off that debt. At of the end of 2017, a whopping 11 percent of student loans were either ninety days delinquent or in default.
Best Buys for Father’s Day Gifts
Father’s Day is coming up on June 17. What can you get dad to celebrate his special day without loading up the credit cards? Sometimes simpler gifts are the best. Simpler gifts may also be your only option if you are young and short on cash, or if your credit is not up to scratch right now. What does your dad like to do in
5 Biggest Warning Signs for Student Loan Debt
As a nation, America’s student debt load is reaching crisis proportions. The New York Federal Reserve puts the total student loan debt at over $1.52 trillion, with the delinquency rate over 11 percent.
Can Robo-Advisors Save You from Market Volatility?
All signs point to market volatility increasing rather than ebbing — at least until after the fall 2018 U.S. elections. Since algorithmic trading is one of the reasons why markets have increased in volatility — can you better weather this storm by accessing the same technology the only way individual investors can, through robo-advisors?
Jumbo Student Loans Increasing — What Indebted Students Should Do
Jumbo debt is usually associated with commercial borrowing along with large residential mortgages — not something that college students normally take on. Until now: Jumbo student loans account for 17 percent of academic debt.
You Might Be Underinsured. Ethos Can Fill in the Gaps.
Helping the Underinsured, Ethos Makes Term Life Insurance Affordable No other financial product provides the kind of security you get from life insurance. It helps beneficiaries during truly painful circumstances. Sadly, most adults either don’t have life insurance or have insufficient coverage for all of the things that arise in bereavement and its aftermath.
Your Unpaid Student Loan Could Cost You Your Tax Refund
You anticipated a large refund on your taxes to pay off some bills and put some money away in a rainy-day fund. Unfortunately, the money never showed up. What happened?
Handheld Fans and Misters That Actually Work
You might discredit them as too flimsy but there’s a very specific use case for handheld fans and misters: When you’re stuck somewhere without any other way to cool off.
5 Worst Mistakes of Online Borrowing
Getting a personal loan online has grown into a multi-billion-dollar industry, with lenders ranging from individuals in peer-to-peer programs to big banks.
5 Credit Tips for Recent College Grads
Congratulations to the class of 2018. We have a graduation present for you: five credit tips for recent college grads. One of your first post-graduate lessons should be on the proper use of credit. Poor early decisions regarding credit can have adverse effects for years. Here comes some credit tips for college grads. In the words of millennial money expert Stefanie O’Connell, “It’s really important