Living for today - Planning for Tomorrow
Everyone wants to save money. Especially those of us who are self-employed millennials who aren’t exactly sure how much actual cash we’re going to make this week. Fortunately, sometimes something as simple as checking your credit card statement can result in saving money. Small Expenses Add Up When you think about it, we purchase many items on a daily basis that add up to astronomical
It’s no secret that buying groceries and having to stock your pantry and fridge can get costly, whether you’re a single person or have a family. While $2.00 for butter and $1.00 for a loaf of bread may not seem like a lot at the moment, it can add up. However, there are ways that buying in bulk to save money helps cut down on
More than 10 million people have used Dave Ramsey’s financial plan, called the 7 Baby Steps, to get out of debt. As an extension of his financial advice, Dave released a budgeting app called EveryDollar in 2015. Since then, customers have posted over 12,000 EveryDollar app reviews in the Google Play store, rating it an average of 4.4 stars. Although this budgeting software has many
One of the greatest ways to provide for your loved ones financially is to ensure you have an outstanding life insurance policy. The best way to ensure you get the right coverage is to start with a site where you can compare life insurance quotes online. Shopping from the comfort of your living room or office will allow you to get the perfect policy at
Act Now; It’s Not Too Early It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your holiday shopping before the holiday “sales” start popping up. You can save money without having to fight the crowds.
What you need to know about These Programs if you’re deep in Debt You are at your wit’s end. You were already in debt and struggling to make ends meet. Bills were piling up. Now you have suffered a large financial setback that threatens to push you over the edge. How can you possibly pay your credit card bills?
Benjamin Graham is known as the “father of value investing” due to his extensive work in the field and his overall contribution to investing. When it comes to underpriced stocks & the graham formula, 1949’s The Intelligent Investor is the go-to bible for many value investors.
Are you looking for a mortgage that features a low down payment but can’t find a suitable conventional loan because of various restrictions? The Federal Housing Administration (FHA) offers loan products with down payments of just 3.5% for borrowers with FICO credit scores as low as 580 – an attractive combination for potential homebuyers with lesser credit that are struggling to come up with a
New Study Shows Their Increasing Popularity We often hear about skyrocketing student loan and credit card debt, but a different type of debt is growing at a faster rate than either of those. According to data from the credit bureau Experian, debt from personal loans rose by 11.4% in the second quarter of 2018 compared to the same quarter in 2017 – well above the 7.1%
Moving into a dorm room for the first time is exciting: It may be the first time living on one’s own, which means you may not know exactly what you need. As a parent or student, you could take the approach of figuring it out as you go, or you could use the list of dorm room essentials below as a checklist to prepare for
