Living for today - Planning for Tomorrow
When my husband and I were going through an extremely frugal season of our lives (in other words, we were broke), it seemed almost impossible to save much money. We put away whatever we could toward emergencies and were, thankfully, living debt-free, but that was all we could do. That was until we decided to take the 52-Week Money Challenge. This is the challenge that
How would you like to save $1,378 starting with a deposit of $1? The 52-Week Money Challenge is the perfect way to do that! What is the 52-Week Money Challenge? The run down on how to start this challenge is as follows: Step #1: Designate a starting week (many people start during the first week in January). Step #2: Deposit $1 on week #1. A
It’s easy to equate material goods with comfort, success, and even happiness. Commercials excel at that message. So much so, that living on a tight budget can often be viewed as a life-draining affliction, preventing you to live the life you truly want. Then, there are those moments when your 2-year-old loses all interest in his new birthday present and rolls around in the cardboard
My debt free journey looked very similar to a mudslide until 2011. I was recently married and a graduate of Financial Peace University. The tools in that class helped my husband and I gain traction, change some habits, live on less, and pay off debt faster. In November of 2012, we conquered our final credit card payment and stared at one another in shock. “Did
Losing a job is ranked among the top 10 most stressful things a person can face, according to the Holmes and Rahe Stress scale. With that in mind, is it even possible to prepare for a loss of income in order to lessen the stress it’s sure to cause? Yes. Whether you face a sudden or expected loss of income, there are steps you can
We all learn differently. Some learn best through the visual world; some thrive on a spoken word. Then there are others who enjoy parables or fables that weave a life lesson into a tapestry of story. Since you are kind enough to grace this blog post with your presence today, I have a hunch that you read books, too. I also have a hunch
After becoming a mom, everybody wanted my money. When I opened my mailbox, a thick Pottery Barn catalog spilled out, offering chandeliers and plush rugs for my baby’s nursery. When I logged onto Facebook, ads for Target and Babies R’ Us lined the side of my screen. How on earth was I to know which one was the best store for new moms? The answer comes through
Recently, I wrote about several apps that pay you money. Now I’m back to talk about apps that track your spending. Before I delve into the list, I think it’s important to distinguish the difference between tracking your money and budgeting your money. I used to think they were one in the same. Anything was better than winging it. That may be true, but I don’t believe a
Do you use a monthly cash flow plan? Most people call it a budget, but that often leaves a bad taste in people’s mouths (mine included). Terminology aside, do you think it helps or hinders your money? Here’s why this matters so much to me. I spent the first half of my twenties avoiding a monthly cash flow plan, feeling it went against my freely
Grocery shopping may never be the same. Kroger upped its game in 2016 by creating an online shopping option with a roadside pickup. You order, pull up to the store, and they load your trunk with your groceries. Is it too good to be true? Here is my Kroger ClickList review. I’m a stay-at-home mother of two. I’ll be the first to admit I don’t prefer losing
