Emergencies, by definition, are stressful. Even more so if you’re not prepared. Roughly 46% of Americans can’t cover a $400 emergency without borrowing money, going into debt, or selling something, according to The Washington Post. The last thing you need during that time is to feel stress AND panic, anxiety, or shame. That’s why taking defensive steps to establish your first emergency fund is so
8 Simple Money Challenges That Will Beef Up Your Savings
One of the greatest ways you can boost your finances is to set a solid, measurable goal. That is especially true when it comes to saving money. Therefore, I’ve compiled this comprehensive list of simple money challenges that can propel you into greater financial freedom. 8 Simple Money Challenges That Will Beef Up Your Savings First, you need to know why you’re saving. Establishing that
Do Wealthy People Need An Emergency Fund?
We all experience emergencies at some point or another, right? Unfortunately, 62% of Americans can’t cover an unexpected $500 car repair, according to Bankrate. The need seems so prevalent to those who are already strapped for cash, but what about the ones who aren’t? Do wealthy people need an emergency fund, too? Do Wealthy People Need An Emergency Fund? It all looks so glamorous on the
4 Phrases to Avoid That Ignite Money Fights In Marriage
Money is the #1 cause of stress in a relationship, according to a survey released by SunTrust Bank. Divorces occur every day due to money fights in marriage. Since money will be a part of every relationship, throughout its entirety, let’s install a solid defense system against those damaging phrases that could ignite conflict. Instead of sharing what you could say to your significant other about
7 Simple Debt Payoff Strategies You Can Use Today to Smash Debt
Ever play Angry Birds? There is something so gratifying about watching those pudgy birds smash into a crumbling fortress, isn’t there? That got me thinking, it’s too bad debt payoff strategies can’t be as effective. Or can they? Not everyone can light some TNT under their tower of debt and incinerate it. Now that would be a popular app. It takes much more time, patience, and hard work
Is JK Rowling Still a Billionaire?
One of the most famous “rags to riches” stories in our time is Joanne “J.K.” Rowling. The author of the world famous Harry Potter series wowed the world again in 2012 by purposely directing her riches in the opposite direction. Now the curious world is asking the question: “Is JK Rowling still a billionaire?” Lots of famously wealthy people give to charity, but Rowling gave
4 Traits for Success Among Wealthy Women from All Walks of Life
Everybody loves an underdog. We love a rags to riches story of a woman beating the odds and carving out a well-earned life of wealth. But, what about the woman who woke up one day with a billion dollar share in her family’s company? What traits for success do wealthy women from all walks of life have to offer us? Does their advice even apply
5 Unique Ways to Invest $20 and Make Money
What’s the most conventional way to invest money? The stock market? A 401K? Those are terrific and can make you very wealthy when used accordingly, but if you have a few bucks in your wallet and want a few unique ways to make it grow, here are five ways to invest $20 and make money. 5 Unique Ways to Invest $20 and Make Money You
What Bluebirds and First-Generation Millionaires Have In Common
The other day, I was reading a book about backyard birds in North America to my 3-year-old. I’ll admit; it wouldn’t have been my first choice, but sometimes my kids are more mature than me. That’s when it dawned on me. These common birds are doing their best to build nest eggs just like us. In fact, one of them exhibits habits that remind me
How We Bought a House Using the 52-Week Money Saving Challenge
My husband and I took a nontraditional route as newlyweds and didn’t buy a house for five years. We wanted to, especially when our children came on the scene, but our focus was paying off debt and saving up a down payment. The catalytic moment for our house fund was the day we discovered the 52-week money saving challenge. If you’ve ever owned a house,