Living for today - Planning for Tomorrow
Over the past couple of years I’ve struggled with meal planning. I found when I was successful I definitely saved a lot of money but also eliminated stress and saved time. Triple win. The problem was that I would be way too strict with myself and my good intentions would end up going out the window if I didn’t feel like things were perfect. Almost
When I share my budget I’m always asked why there isn’t a line item for clothing. I’ve already explained how I’m able to get kids clothes for really cheap, but what about clothes for myself? The truth is I just don’t have that many. And it’s a very freeing thing. My closet is only filled with items that I like and actually wear and getting
I remember the first time I ready The Total Money Makeover by Dave Ramsey. I was in my early twenties and at that time I was hell bent on following his baby steps. The good news was that I didn’t have much debt. I’ve been very fortunate that consumer debt never really appealed to me, even before I took an interest in personal finance. The
It’s hard to believe but October is here. I, for one, am enjoying the slightly cooler weather and am ready to embrace fall. Every year fall kicks off the holiday season. With Halloween coming up in a few short weeks I’ve been looking for fun and inexpensive activities for my daughters. Here are seven of the best Halloween activities for kids. (We’re working on a
We all have our guilty pleasures. Caffeine is definitely one of mine. If you find yourself spending mass amounts of money on your caffeine addiction here are a few ways to save money on coffee. Make it At Home Obvious, right? Definitely worth mentioning though. If you’re currently breaking yourself purchasing Starbucks every day then invest in a nice coffee maker and portable coffee cup
You come across an extra $5,000. You’re not interested in spending it or investing it for the long term. You already have an emergency fund and you just want to know – how can I use this to make more money? That was a question a family member asked me recently. He had received a small inheritance and wanted to know what I would do
Common knowledge says it’s super expensive to raise a kid. I happen to believe it’s only as expensive as you want it to be. Sure you can send your children to Ivy League preschool, buy them every toy their heart desires, deck out their closets with brand name clothes, and sign them up for every activity possible, but that’s unnecessary. It’s entirely possible to raise
Personal finances really come down to a simple set of principles. However, all of the conflicting information can make your head want to explode. One person says the road to wealth is buying real estate. The next person says real estate is the worst investment you’ll ever make. Another source tells you that traveling is a huge waste of money. But wait……..that other persons says
Three years ago I prided myself on spending only $200 per month on groceries for me and my two daughters. I was in a stage of life where I needed to keep my expenses low and I certainly did just that. Fast forward to today and my grocery budget is close to $650 per month, if not more. That kind of stings when I type
Fall is almost here! I don’t know about you but this is my favorite time of the year. I love the weather. I love being able to wear a sweater and feel just right. I love the leaves falling from the trees. But most of all, I love the activities that I can do with my kids. Here’s a list of seven low cost fall
