Living for today - Planning for Tomorrow
Taylor Swift is one of the most famous and powerful women in the world right now. Her record-breaking Midnights album and accompanying Eras Tour have helped propel her to billionaire status. Taylor is not only a wildly successful pop star, but also an extremely savvy business woman. There are many financial lessons we can learn from observing her business acumen and wealth management skills. Here
Are you ready to make more money in 2024? I am a HUGE advocate of having multiple income streams. It helps break you out of the paycheck-to-paycheck lifestyle and gets you financially ahead of the game. If you’re thinking about starting another income stream (or two) I’ve got some multiple income stream ideas to get you off the ground. Investing Effort: Low Start-up Costs: Medium-to-High
Thanksgiving is this week, which has prompted me to reflect on my financial blessings. When it comes to money, it’s easy for me to get caught up in what I don’t have. Looking around on social media, it can seem like everyone is rich, successful, and doing much better than I am. But focusing on what I lack and the money goals I haven’t achieved
The end of the year is approaching, which always causes me to reflect on my finances. Lately I’ve been thinking about mistakes I’ve made with my money in 2023 and things I want to do differently going forward. Even as a personal finance writer, I still make financial blunders sometimes and waste my money. Here are four spending habits I regret that I plan to
Living with a chronic illness can be expensive! On average, people with chronic diseases spend around $6,000 on healthcare annually. I’m no stranger to these costs—I’ve been dealing with a chronic illness called dysautonomia since I was a teenager. I was also recently diagnosed with ADHD. Over the years, I’ve learned several ways to save money on essential medications and supplements. I’ve also saved money
Recently I’ve been delving into Ramit Sethi’s content because it’s been recommended to me so many times, and for good reason. One of the things I’ve learned from him is the concept of designing your rich life. Instead of approaching your personal finances from a place of stress or fear, he encourages people to envision the life they want. Then they can make a financial
Credit cards are a hotly debated topic in the personal finance world. Some money gurus like Dave Ramsey don’t really recommend credit cards because they can encourage overspending, especially if you have a high credit limit. However, using credit cards responsibly can help you earn rewards and build good credit, which makes it easier to take out loans for major purchases like buying a home
Many people think budget-friendly cooking is boring, but it doesn’t have to be. Spending a bit of extra money on a lemon or a bunch of parsley can help take your home cooking to the next level and stave off your desire to order takeout. Here are six affordable ingredients I use to spice up my meals so I don’t get frugal food fatigue. 7
There’s a popular personal finance philosophy called ‘buy it for life’ that involves buying high-end products in hopes that you’ll never have to replace them. Many people believe that this practice will save them money in the long run since they won’t have to repurchase things as often. I used to subscribe to this school of thought and buy the nicest products I could afford.
Around the holidays, there’s lots of pressure to give great gifts and create memories for your family. Last year, a study by LendingTree showed that 56% of holiday gift-givers were feeling stressed out about presents. Respondents said that they felt pressure to find the perfect gifts and were anxious about not being able to afford presents. Gift-giving anxiety is not only bad for your mental
