Living for today - Planning for Tomorrow
President Trump promised changes in Washington upon his election. Whether you are a Trump fan or foe, there’s no question he’s succeeded in that goal. Sometimes the change is precipitated by the President’s choice to lead an agency, as in the case of the Consumer Financial Protection Bureau (CFPB). The CFPB was born out of the Dodd-Frank legislation in 2010 as a vehicle to both
Which is the worst first-date mistake – talking about an ex, eating food off your date’s plate, or mentioning that you are heavily in debt?
Student Loan Delinquencies Are Higher Than Any Other Type of Credit in the U.S. According to recent data from the New York Federal Reserve, our $1.38 trillion in outstanding student loan debt is second only to mortgage debt but comes with a higher delinquency rate. As of the end of 2017, approximately 1.3% of mortgage balances were delinquent by ninety or more days. With student
Is the rising stock market giving workers confidence that they will have enough money to live comfortably in their retirement years? The 28th Annual Retirement Confidence Survey conducted by the Employee Benefit Research Institute (EBRI) shows a slight increase in the number of respondents that are very confident or somewhat confident in their ability to have a comfortable retirement.
This year Mother’s Day spending will reach an estimated $23.6 billion. Although the strength of the economy is a key driver of this spending, another factor includes people buying gifts for all of the other mothers in their lives — not just their own mother. Check out these affordable gift ideas from Amazon. Click on the image or highlighted link to order.
It began as the punniest holiday ever but quickly grew into an earnest (if somewhat random) celebration of the long-running (and still going) Star Wars franchise.
How’s your 401(k) or IRA doing? A typical 401(k) plan returns from 5% to 8% based on a portfolio of 60% stocks and 40% bonds and other conservative investments. If your retirement plan is not meeting expectations, you may be tempted by the high returns of cryptocurrencies like Bitcoin – but should you be wary of incorporating cryptocurrency into your account?
You frequently hear about America’s crushing student loan debt, but cars are not far behind — especially subprime auto loans.
Did your paycheck increase due to the recent tax cuts? Many Americans saw a change in their take-home pay beginning in February once the IRS issued its new tax withholding tables.
America’s economy is improving by most standards – but is it improving on the backs of excessive debt? Credit card delinquencies are soaring.
