All signs point to market volatility increasing rather than ebbing — at least until after the fall 2018 U.S. elections. Since algorithmic trading is one of the reasons why markets have increased in volatility — can you better weather this storm by accessing the same technology the only way individual investors can, through robo-advisors?
Jumbo Student Loans Increasing — What Indebted Students Should Do
Jumbo debt is usually associated with commercial borrowing along with large residential mortgages — not something that college students normally take on. Until now: Jumbo student loans account for 17 percent of academic debt.
You Might Be Underinsured. Ethos Can Fill in the Gaps.
Helping the Underinsured, Ethos Makes Term Life Insurance Affordable No other financial product provides the kind of security you get from life insurance. It helps beneficiaries during truly painful circumstances. Sadly, most adults either don’t have life insurance or have insufficient coverage for all of the things that arise in bereavement and its aftermath.
Your Unpaid Student Loan Could Cost You Your Tax Refund
You anticipated a large refund on your taxes to pay off some bills and put some money away in a rainy-day fund. Unfortunately, the money never showed up. What happened?
Handheld Fans and Misters That Actually Work
You might discredit them as too flimsy but there’s a very specific use case for handheld fans and misters: When you’re stuck somewhere without any other way to cool off.
5 Worst Mistakes of Online Borrowing
Getting a personal loan online has grown into a multi-billion-dollar industry, with lenders ranging from individuals in peer-to-peer programs to big banks.
5 Credit Tips for Recent College Grads
Congratulations to the class of 2018. We have a graduation present for you: five credit tips for recent college grads. One of your first post-graduate lessons should be on the proper use of credit. Poor early decisions regarding credit can have adverse effects for years. Here comes some credit tips for college grads. In the words of millennial money expert Stefanie O’Connell, “It’s really important
Americans’ Biggest Money Mistakes: Survey
You’ve made some life decisions that you’ve regretted, and some of those decisions surely involve money. What sort of money mistakes have you made? Don’t be shy about admitting your financial mistakes. According to the latest version of Finder.com’s annual “America’s Biggest Money Mistakes” survey, you have 192 million fellow Americans to keep you company. More than three-quarters (78.3 percent) of respondents claimed to have
Free Credit Freezes and Other Legal Changes You Should Know
Although big banks stole most of the spotlight in the Economic Growth, Regulatory Relief, and Consumer Protection Act, the new law includes improved fraud alerts and credit freezes for consumers. The law President Trump signed late last week had attempted to dismantle the post-credit crisis legislation known as Dodd-Frank. While it achieves some of that for big banks, it also gives consumers some additional tools
How to Get Money Back from Western Union Scams
Act Before May 31 to Get Your Money Back Although Western Union has served as a reliable method for rapidly sending money over long distances since the late 1800s, the service is also used by scammers with increasing frequency. This has resulted the settlement of Federal Trade Commission (FTC) charges that Western Union had not been doing enough to protect consumers from these scammers. The