My debt free journey looked very similar to a mudslide until 2011. I was recently married and a graduate of Financial Peace University. The tools in that class helped my husband and I gain traction, change some habits, live on less, and pay off debt faster. In November of 2012, we conquered our final credit card payment and stared at one another in shock. “Did
How to Prepare for a Loss of Income – Sudden or Expected
Losing a job is ranked among the top 10 most stressful things a person can face, according to the Holmes and Rahe Stress scale. With that in mind, is it even possible to prepare for a loss of income in order to lessen the stress it’s sure to cause? Yes. Whether you face a sudden or expected loss of income, there are steps you can
Top 5 Personal Finance Books That Promote a Frugal Family Life
We all learn differently. Some learn best through the visual world; some thrive on a spoken word. Then there are others who enjoy parables or fables that weave a life lesson into a tapestry of story. Since you are kind enough to grace this blog post with your presence today, I have a hunch that you read books, too. I also have a hunch
Amazon Vs. Costco: Which Is the Best Store for New Moms?
After becoming a mom, everybody wanted my money. When I opened my mailbox, a thick Pottery Barn catalog spilled out, offering chandeliers and plush rugs for my baby’s nursery. When I logged onto Facebook, ads for Target and Babies R’ Us lined the side of my screen. How on earth was I to know which one was the best store for new moms? The answer comes through
5 Apps That Track Your Spending
Recently, I wrote about several apps that pay you money. Now I’m back to talk about apps that track your spending. Before I delve into the list, I think it’s important to distinguish the difference between tracking your money and budgeting your money. I used to think they were one in the same. Anything was better than winging it. That may be true, but I don’t believe a
Does a Monthly Cash Flow Plan Make Sense for Your Family?
Do you use a monthly cash flow plan? Most people call it a budget, but that often leaves a bad taste in people’s mouths (mine included). Terminology aside, do you think it helps or hinders your money? Here’s why this matters so much to me. I spent the first half of my twenties avoiding a monthly cash flow plan, feeling it went against my freely
Kroger ClickList Review: Every Mom’s New Best Friend or Too Good to Be True?
Grocery shopping may never be the same. Kroger upped its game in 2016 by creating an online shopping option with a roadside pickup. You order, pull up to the store, and they load your trunk with your groceries. Is it too good to be true? Here is my Kroger ClickList review. I’m a stay-at-home mother of two. I’ll be the first to admit I don’t prefer losing
My LuLaRoe Review: Are the Wildly Popular LuLaRoe Leggings Worth the Hype?
Disclaimer: I received this product for the exclusive purpose of testing and reviewing it on this site. This is a LuLaRoe review, but all thoughts and opinions are my own. Buttery soft. That’s how a friend of mine described her pair of LuLaRoe leggings to me. The fast-growing clothing brand first coined the phrase and its customers heartily agree. As a work-at-home mother of two,
How To Save for Retirement Without a 401(k)
I used to wonder why so many people, especially millennials, were confused about saving for retirement. After all, I thought, that’s why employer’s offer 401(k)s and other plans. Of course a 401(k) is a great way to save for retirement as most employers offer some sort of “match” on money you put into your 401(k) from your paycheck. If you are lucky enough to have
What Is Wrong with Gary Busey?…Nothing, Really.
You may have asked yourself, “What is wrong with Gary Busey?” Perhaps you heard about his near-fatal motorcycle accident or his drug overdose or that he declared bankruptcy in 2012. On the surface, you may see a man with deep, physical and mental struggles. What you’re really seeing is a man who fought to overcome some of the most difficult chapters of his life, rose