Living for today - Planning for Tomorrow
I met up with some friends of mine last week for a drink in downtown Seattle. I hadn’t seen them for years and had a great time catching up. They are all quite successful in the Information Technology field and have faired well through this economic downturn. As we talked, late in to the evening, I marveled at how fortunate we had all been to
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Yet another celebrity sponsoring a prepaid card. Of course there are fees. Please just go to a credit union and get a card! http://www.businessinsider.com/george-lopez-hops-on-the-prepaid-card-bandwagon-with-mango-financial-2012-2
Have you heard about this new show? It’s called Bayou Billionaires and is about people who are being paid large sums of money by gas companies who are digging for gas in their yards. From the little that I’ve seen of it so far, they should rename the show, “How to spend all your money foolishly until it runs out”. I’m sure I’ll watch it
Facebook submitted their paperwork to take the company public and raise upwards of $5 billion. The last estimate I saw put Mark Zuckerberg at $25B in net worth at that rate. Wow. I won’t be buying any of Facebook’s stock because I think they are probably the most hyped IPO of all time and little guys like me don’t stand a chance at getting a
I must confess that I love watching consumers exercise their right to shop where they believe they’ll get the best value. The latest article on MSN highlights that online banks are seeing large increases in new members as people, fed up by the latest fee hikes at commercial banks, shop around for better deals. While I still think credit unions are the best place to
These days it seems like every other house on the block is headed towards foreclosure in some areas of the country. We’ve seen a few around our neighborhood but overall it’s been relatively light compared to some parts of the country. When people walk away from a home and the bank forecloses, there is often a gap between what the bank sells the house for
Amazing. I never thought I’d see a 30 year mortgage rate below 4%. It’s an amazing time to buy or refinance a home if you meet all the latest criteria. You know, have a job, have 20% equity in a home (refinance), have a 20% down payment, have a high credit score and the list goes on. We refinanced a couple years ago at 4.87%
As we’ve been living through the foreclosure mess of the last few years, I haven’t heard all that much about the banks going after homeowners for remaining balances on a mortgage once the foreclosure and sale of the property has taken place. This appears to be on the incline and there is a whole new secondary market for the debt. This is only happening in
I’d like to say that this is a post about getting rid of your anxieties with money. The reality is that this post is more about exploring my own anxieties with money, why I have them and how I combat them. I have thought about and worried about money since the 7th grade. I grew up in a very blue collar home with parents who