I’ve got the holiday spirit. Mostly because my daughter is getting in to Christmas for the first time. She is so excited that Santa is going to come to her house. I’m off work now until after the first of the year and am just spending time at home with my wife and daughter. I definitely feel very fortunate. The one drawback to the Christmas
Look out! Coming Through!
Ahh the true meaning of Christmas. I couldn’t help but think about all the debt that is being piled up in the spirit of Christmas when I saw this photo.
Payday Loans
I read an arcticle in a small local paper here titled, “Cashing an Empty Paycheck”. The article talked all about payday loans in Washington state. They highlighted a person named Sonia who would write a post dated check for $795 to receive $700 in cash. It turns out that this is the maximum amount of money that someone can get from a payday loan company.
The Decision
Okay. What the heck was I thinking? If I’d really wanted this truck, I should have posted the question to a “Get Some More Debt” blog. But no. Einstein here posted the question to a community of personal finance folks. The outcome, via comments, shouldn’t surprise me. Thanks to everyone who posted. I guess I knew the right answer but was hoping that, if I
I Think I’m Going to Need Some Help
Well, I’m back out on the ledge again. I’m just agonizing on whether to buy a new truck or not. Yeah, I know, I’ve talked myself out of it twice before. But the urge just keeps on coming back. Here’s the situation: I have a 1997 Toyota Tacoma that has 95,000 miles on it (or so). I’ve owned it for 7 years. (which is much
Personal Finance Mentoring
What a day! It all started when I had to wake up at 4:45 this morning. I had to be in the office at 6:00 am and then be in our VP’s office at 6:30 to give a presentation. Needless to say, I was a bit tired. Later in the day, I had a conversation with a young guy (20) who asked me a question
Paying to Have Someone Put up Your Christmas Lights
From the, “Thought I’d heard it all” department: http://seattletimes.nwsource.com I guess it’s not too hard to see why people are having trouble finding money to invest when they are paying someone thousands of dollars to put up and take down their Christmas decorations. Isn’t half the point of having Christmas decorations, going through the ritual of actually putting them up?
Isn’t it Ironic
This morning I was reading some of my normal PF blogs and saw a couple posts about “The Number”. It’s a book by Lee Eisenberg. So, the comments I left basically said, “I was offered a free book called The Number but I haven’t received it yet. Guess what showed up this evening. So, now I have a little pressure to actually read it. Not
High Definition Television
I saw high definition television last weekend. We were visiting some family and they have a very nice HD tv and subscribe to the HD service from Comcast. You know something? It was beautiful. We watched a little bit of football and I was sincerely blown away by the quality. Some day I’ll be able to watch tv like that. Why not today? Well, because
Web based Income
I was making my way around all of the PF blog sites this morning and came upon a site that chronicles the happenings of a guy who is doing a lot of web based marketing. He called it affiliate marketing and talked a lot about click throughs and pay per click. As I looked around and explored his links, I found another site that actually