Living for today - Planning for Tomorrow
(Guest Post by Renee S.) Purchasing a car can be very expensive, especially if you are purchasing a new car from a dealership. Because the price that is paid for a car is so high, you will want to make sure that you are getting the best rate possible for your car loan. Having a lower interest rate assigned to your car loan could result
by: Hazzard
I’ve recently found myself surpassing some financial milestones that I never thought I’d see. Our retirement accounts are at levels that I used to just dream about when I was first starting out. Never underestimate the power of consistent contributions and compound interest, that’s for sure. As I was sitting here looking over the numbers I started to wonder why I’d always thought these milestones
(This is a guest post) When applying for any form of credit, such as a credit card or a loan, it is very likely that the lender will carry out a credit check on you. This means using a credit reference agency to look into your credit history and using your overall credit score to determine whether or not you are a risk to the
(Guest Post) Transitioning from your parent’s home to one of your very own can have its ups and downs, especially if you’re a newly graduated college student and up and coming young professional. Whether you’re moving to the West Coast, East Coast or even out of suburban Denver, CO, new grads need to keep in mind a few things that will make their transition efficient
(Guest Post by Williams) Are you looking for a way to get out of debt? Many people are attempting to find a way to get out from under significant amounts of debt. Unfortunately, it will be hard for you to succeed without first creating an effective debt management plan. There are many benefits to creating a plan for getting out of debt, but you will
by: Hazzard
There was another huge lottery winner. This time Pedro Quezada won $338 million. That’s a lot of coin. He opted for the lump sum and walked away with $152 million after taxes. Yeah, that’s still a lot of coin. If you just took a conservative 3% annually, you’d still be living on $4.5 million before taxes. Any way you slice it, you could live FAT with
by: Hazzard
I was reading an article today and saw that the CEO of my company made a hefty chunk of change last year. It turns out that our company did pretty well, so the compensation that our CEO received was significantly higher than the year before. I’m pretty happy with how our company did last year. We increased revenues and profit margins and paid decent returns
(Guest Post by Camille) So you’ve got a great idea for a new small business. Perhaps you want to start the next hot restaurant, open up an office offering professional services in a field you currently work in, or take over an existing business. Either way there are many costs that you may fail to think about in setting up your business. These items range
(Guest post by Toi W.) When planning for retirement, it is important to avoid the costly mistakes that could disrupt your retirement in the future. Saving for retirement is an important part of your financial future, but the payoff for all of the hard work involved takes so long that many people put other priorities first. It will take oversight and a large amount of
(Guest post by Bill Hazelton) There are so many pitfalls of using credit cards, it’s almost impossible to cover all the tricks and traps that credit card issuers. Now more than ever, the credit card world is rife with tricks and traps to whack their cardholders with more fees, higher interest rates and anything else under the sun that they can justify to extract more